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March Forward Into Spring
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Perhaps we should suggest some thread titles?Organising April’s Tasks!Overcoming April’s Tasks.Organising April’s Tasks.
?? 😊KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I've got the message loud and clear from everyone over the last couple of weeks @Sallyforth and @KajiKita 😁
Will set it up soon, though that's no excuse for anyone procrastinating on an easy win they can still achieve this evening!
I am so very pleased for you and your Dad @Blackcats and genuinely gratified that my little thread idea has helped you both, and that you and everyone have been doing amazingly at smashing those OATs
It just goes to show doesn't it, that with a bit of support from mates and making the effort to do rather than not do, even for one task, we can get our mse hopes and day to day lives in much better shape.
It takes up so much energy, brain space, and time being annoyed or worrying rather than just getting on with something, but getting on with those things that make us face annoyance or worry is a courageous thing to do, no matter the size of the task, and I salute everyone who has Marched Forward Into Spring, thank you all for joining in 😊4 -
It’s been fun 😊 and I love how people are picking up ideas on things that need doing from each other, as well as the energy to do them 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 35 books of target 52 in 2025, as @ 13th July
Produce tracker: £205 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It has indeed been fun, thank you all! If nothing else it's made my endless to do list something to be chopped at rather than just a source of endless despair 😂 and I've spurred Mr Cheery on to do a few things too 😊5
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Here ya go, looking forward to hearing all your April plans and progressions 🥂
https://forums.moneysavingexpert.com/discussion/6598522/spring-in-our-step/p1?new=1
4 -
@PennysIntoPounds Thank you for setting up this thread, we have made good progress on our OATs thanks to you and the other contributors cheering us along.
Today's OATs, I contacted two friends, one of whom I've been intending to contact since September, it was lovely catching up, I really must do this more frequently.
I'm off now to subscribe to April's thread.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family6 -
Thanks everyone, especially PIP! You've all been amazing and I've achieved loads.
I have however done a bit too much and crashed yesterday, so I need to rest up for a bit. I'll bookmark the thread to keep being inspired by you all, but I think I might join in with my own OATs the last week of the month. Blasting through them for a week seems manageable and will keep me focussed. If I do any accidentally along the way though I will let you all know.
Good luck everyone! Have an amazing April!!Debts 04/01/25 01/07/25
Tesco CC £6,509.97 £5,945.00
NatWest CC £7,612.74 £7,155.00
Lloyds CC £6,112.60 £5,215.00
1st Direct CC £176.03 £4.50
CC total £20,411.34 £18,319.50TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,451.62
Total £36,195.78 £32,021.12
EF £300.005
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