We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Living Large, on a Small Income, by the Sea.

16162646667151

Comments

  • honeybee1234
    honeybee1234 Posts: 305 Forumite
    Sixth Anniversary 100 Posts Photogenic Name Dropper
    That's brilliant, well done @doingitanyway! The emergency fund will grow in no time with your focus! 
  • beanielou
    beanielou Posts: 99,649 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So pleased for you. A good wee start with the EF too. 
    Enjoy your day out. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,273 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Well done on being debt free again. Have a lovely day out with your friends. 
    Life is an adventure, never stop exploring.

  • teapot2
    teapot2 Posts: 3,783 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yay to being debt free again, well done and good start to the EF.  Enjoy your treat day with friends, sounds fab 😎
  • jwil
    jwil Posts: 23,495 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Huge congratulations on being debt free again!  Have a lovely day :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 25,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    That’s fantastic news 🥳🎉
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • mark55man
    mark55man Posts: 8,221 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    well done on reclaiming your debtfreeness
    I think I saw you in an ice cream parlour
    Drinking milk shakes, cold and long
    Smiling and waving and looking so fine
  • Tresinia511
    Tresinia511 Posts: 388 Forumite
    100 Posts First Anniversary Name Dropper
    Dia, not my words,  but i read an article recently,  which said something along the lines of: having an emergency fund means that "if something unexpected comes up, you can grieve or be emotional without stressing about the financial side or feeling stuck.” It could be called a "yes" fund,  as it enables you to do that when you need to
  • amber03
    amber03 Posts: 1,492 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Congratulations on being debt free, emergency fund will mount up in no time.xx
    :j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
  • Rhyddid2026
    Rhyddid2026 Posts: 1,278 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Amazing news! Congratulations! 
    Debts                04/01/25       04/05/26  
    Natwest2           £6,509.97      £3,775
    NatWest CC      £7,612.74       £6,125
    Lloyds CC          £6,112.60      £3,897.12
    1st Direct CC     £176.03         £35.71
    CC total             £20,411.34    £13,832.83
    OD                     £1100            £0
    Car loan             £4,000          £3,400
    1st Direct Loan  £10,684.44    £6,745
    Total                  £36,195.78    £23,977.83
    EF £1,800
    HF £272.11
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.