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Living Large, on a Small Income, by the Sea.

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honeybee1234 Posts: 189 Forumite

25 July at 7:59AM

That's brilliant, well done @doingitanyway! The emergency fund will grow in no time with your focus!

2
beanielou Posts: 95,616 Ambassador

25 July at 8:02AM

So pleased for you. A good wee start with the EF too.
Enjoy your day out.

I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
2
Sunshine_girl2 Posts: 3,086 Forumite

25 July at 8:44AM

Well done on being debt free again. Have a lovely day out with your friends.

Life is an adventure, never stop exploring.

2
teapot2 Posts: 3,542 Forumite

25 July at 9:14AM

Yay to being debt free again, well done and good start to the EF. Enjoy your treat day with friends, sounds fab 😎

2
jwil Posts: 21,992 Forumite

25 July at 9:18AM

Huge congratulations on being debt free again! Have a lovely day

"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee

1
Sun_Addict Posts: 24,081 Forumite

25 July at 11:58AM

That’s fantastic news 🥳🎉

I get knocked down but I get up again (Chumbawamba, Tubthumping)
2
mark55man Posts: 8,215 Forumite

25 July at 6:57PM

well done on reclaiming your debtfreeness

I think I saw you in an ice cream parlour
Drinking milk shakes, cold and long
Smiling and waving and looking so fine
2
Tresinia511 Posts: 191 Forumite

25 July at 8:49PM

Dia, not my words, but i read an article recently, which said something along the lines of: having an emergency fund means that "if something unexpected comes up, you can grieve or be emotional without stressing about the financial side or feeling stuck.” It could be called a "yes" fund, as it enables you to do that when you need to

4
amber03 Posts: 1,360 Forumite

25 July at 9:01PM

Congratulations on being debt free, emergency fund will mount up in no time.xx

:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.00
2
rachmac3 Posts: 376 Forumite

25 July at 10:00PM

Amazing news! Congratulations!

Debts 04/01/25 02/08/25

Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92
TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.56
2

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