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Living Large, on a Small Income, by the Sea.

15859616364114

Comments

  • savingholmes
    savingholmes Posts: 29,099 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    All caught up. Well done on the hosting. Well done on returning things that didn't bring sufficient joy, You are doing well at clearing down the debt. Glad you have your new mattress sorted now too. 

    On the art framing - could you buy ready made frames with mounts from the Swedish shop or places like the R*ng3
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • liselle
    liselle Posts: 166 Forumite
    Seventh Anniversary 100 Posts
    I keep a note of the frame sizes I need ,in my purse, so that I can check the Charity shops.They usually have a box of frames somewhere and I’ve been very lucky.
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    lol dia I haven’t cleaned most of my windows since I moved in 🤣 

    Good luck with the job application 🤞
    I missed this, sorry and your windows comment made me smile...still not done mine!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
  • Tresinia511
    Tresinia511 Posts: 271 Forumite
    100 Posts First Anniversary Name Dropper
    Dia, very well done on accepting new guests at short notice,  what positive action! And the financial reward a tangible bonus
  • doingitanyway
    doingitanyway Posts: 10,481 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    Dia, very well done on accepting new guests at short notice,  what positive action! And the financial reward a tangible bonus
    Thank you @Tresinia511 :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 350/1000
    Buffer fund 100/100
    Debt Free (again) 25/07/2025
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