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Living Large, on a Small Income, by the Sea.
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Aw we cross posted. So nice, especially as I've just read your last post...PennysIntoPounds said:A good day. I'm glad for you, you deserve all the days to be good daysIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720255 -
Enjoy your flowers.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
The sea.... gazes into the distance dreamily.... Glad you have that.
Flowers too can give you such a lift.
I agree on the mess/clutter situation - that mess is a reflection of and often harmful to MH. Now if only I could translate that belief into consistent action. Your furniture wins are good too. I'm so glad for your sake you are debt free again.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Love your Gratitude list, a lesson for us all to appreciate the gifts we have and not to take anything for granted.
Sending Blessings 🙏2 -
Glad your mood is on the up
Enjoy your new desk and lovely flowers! "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Dia, dining tables are a magnet for stuff. The only solution is the tried and tested " don't put it down, put it away". Having said that it didn't work for me haha2
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Hahaha! What a dream! You would need a softest couch to enjoy the sea breeze and the views, right?1
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So, a few days without posting. I had a trip to the big smoke. A lovely theatre trip. A great catch-up with family. I came back on a bit of a high.
The new house guests are here and they are really nice. They are treating my home with respect and are appreciative. They arrived with excellent coffee, chocolate and a keyring all made in their country. They are very proud of their region of their country, and I like that. They have asked for mozzarella cheese at breakfast and eggs. I have said I won't be doing a cooked breakfast daily. I compromised at cheese with their toast although looking at mozzarella in M it was expensive. I can see they have it much cheaper in Aldi so will buy the next lot there. They are not having orange juice and very little milk (only in coffee) so I'm ok with it. They requested chicken soup today, so that is what we are having.
I had to walk new guests into their workplace to show them the way. On the way back I popped into M. They had 21 day aged sirloin steaks that were 8.75 for £2. They had lots. I bought 5 packs. Also prime beef burgers usually £5 for 4 were £1.25 so I bought 4 packs. Really pleased. I will do steak and chips on the last night for a treat goodbye meal.
My latest painting was delivered today and is even better than I remembered
I bought 4 beautiful LSA glasses today. Large water glasses. They retail at £25 for 4 I paid £2 as they were 50p each
Veg box comes today, so looking forward to that
I confess to buying yet more books when away...4 of them...it seems to be an illness of mine and I keep thinking I am cured until it bounces back
Anyway, having a read today...
I hope everyone ended their week well
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
There are worse habits than buying booksMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.6
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Books bring endless joy and they can be passed on again if they ever stop doing so. There are many worse vices to have!
Glad the new guests are decent, and great food bargains too!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1
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