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Living Large, on a Small Income, by the Sea.

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  • biggerpickle
    biggerpickle Posts: 156 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    On your printer set up - do you have a library nearby? The one near me charges 20p A4 sheet which may sound a lot but really how much printing do you do vs ink & potentially buying a new printer. If not a library, maybe somewhere else like a post office or printing shop? 
    July 2024 £12,150  Aug 2025 B/Card £6,300, N/West £1,770, Halifax £1,182, Klarna £568, Sports Trip £335, Very £122 & HMRC GONE!!!!  Total £10,276
  • savingholmes
    savingholmes Posts: 28,973 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 6 May at 3:45PM
    Painting sounds a lovely investment. 

    Great news on the free bed and planter too.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • Tresinia511
    Tresinia511 Posts: 197 Forumite
    100 Posts
    Dia,  they say confession is good for the soul! I have found this to be true,  it's as if once you've come clean about something,  it's like being absolved 😁
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,450 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope your back feels better soon dia. Veg box sounds great and I’m sure your weight will improve with the better food. I wonder if they sell those dates in aldee 🤔 My DM used to make a wonderful date and walnut cake. Wonder if just the dates & walnuts would satisfy my sweet tooth. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Tresinia511
    Tresinia511 Posts: 197 Forumite
    100 Posts
    I only seem to see medjool dates around at Christmas. They are 😋 where do you buy them?
  • redofromstart
    redofromstart Posts: 5,861 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    It is sadly the trouble with carrots at this time of the year, they look fine in the shop and by the time you get home they are clearly festering.  I am the same as you with the expensive veg box, at that price they had better be in the peak of condition. 
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I've found your new diary DIA and have subscribed!
    First, I am very sorry to hear the sad news of your cousin and send my condolences to you and your family.
    I am so pleased to read how happy you are in your new home and all the new, exciting things you have been doing.  Living by the sea can't be beaten in my eyes - as you have probably surmised by now by my MSE name!  My DD and I did an online test a few years ago to see the ideal place one should live. It was American but the result was that I should be living in a cottage by the sea in a Hamptons type little town by the sea and DD would be happiest somewhere rural in Washington State with mountains and forest!  It was quite accurate apart from read the Highlands for Washington State and I would never be able to afford to live somewhere like the Hamptons - small cottage or not!😂😂😂x
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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