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Living Large, on a Small Income, by the Sea.
Comments
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Any ideas for the pot with no drainage holes?If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720254 -
Could you turn it into a mini bog garden or water feature with a mini solar water pump?0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p13 -
What a lovely and productive day DIA!
When I had garden space I found rocket grew well in containers with just some stones at the bottom with compost on top rather than having full drainage. I checked online and apparently rocket needs drainage but according to online everything needs drainage. Pop whatever you like in there if you're not spending lots and learn what it likes as you go along! Or succulents do well in shallower containers if you like those, sedum in particular will merrily grow anywhere in my experience3 -
I love mint, so I'd just grow a different type of mint. I have garden mint, spearmint, and chocolate mint in my garden, which is often very boggy.
Debts 04/01/25 02/08/25
Tesco CC £6,509.97 £6,030 (now NatWest2)
NatWest CC £7,612.74 £7,080
Lloyds CC £6,112.60 £5,075
1st Direct CC £176.03 £19.92
CC total £20,411.34 £18,204.92TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,246.15
Total £36,195.78 £31,451.07
EF £400.563 -
I’ve found chives to be fairly indestructibleMortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.3
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Thanks everyone for the ideas for my pot
I will have a think...
Today I was sorting out the house...decluttering mostly. I am having another round of getting rid of things. It gets harder as the things I have remaining have sentimental value but are just stored away and not used. They will have to go...
A friend came today bringing a new bed for the small room. I will have to get a mattress. I made a meal for the friend and then we went to walk along the beachfront.
It was nonstop today but at the same time it feels like nothing really happened
I hope you have had a good dayIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256 -
Would it work if you took photos of the items then decluttered them?What would you get if all you got was what you were thankful for?3
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I know this is contrary to usual advice including my own, but if items of sentimental value are stored away and you're not in dire need of all their space, just leave them be for now. Everything doesn't have to be done immediately, and you don't need to keep finding big jobs to do to replace the anxiety levels of before you got your own home 😁 x8
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I’m all for a memory book with photos if you are not going to use items but I also agree to take your time otherwise you could regret your rush to declutter. Walk along the beach front sounds lovely. I miss the sea0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p14 -
Thanks @satchmo1 @PennysIntoPounds @Skint_yet_Again interesting points. The consensus seems to be don't rush into it. With the most difficult things to let go, I have decided to put them in a storage box in the loft and look at the box again in six months. As you say no need to rush...
I am really happy to have my new home @PennysIntoPounds but I don't see it as an end, more a beginning. I do feel a need to get the house working for me so I can do the things I want to and at the minute it isn't how I need it to be. I function much better in an organised environment. What I've discovered is there is never a good time to do difficult things...so whilst it is relatively calm and there are no family demands on me due to family bereavements, or crises, I would rather do hard things now...if not now then when?
I am massively overspent! I will be back with a tally and an increased debt figure. I haven't frittered but I have overspent all the same. More on this to come.
One thing I did buy that I'm happy with are vintage buttons. I spent £2 on 20 buttons. They are beautiful 1940s buttons that are no longer made...but I haven't overspent by buying buttons...Other things were involved...I will be back with a confession and a plan...
A good MSE decision was not to buy a new lighter quilt but to use a lovely wool blanket in the summer instead. I am guessing it is just the right weight (will test it tonight) I already have enough things. I need to think through how to use what I already have.
I have a repair class tomorrow, donation only where I will finish repairing a coat. Visible stitching on some moth holes. I will change the boring button for one of my lovely onesIt is the small things that bring joy
Hope everyone is enjoying their weekendIf you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720256
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