The Old Regular Savers Discussion Thread 28/12/24-29/1/26

spreadsheeterapple

jameseonline said:

spreadsheeterapple said:

Market Harborough BS

They sent out emails/secure messages out guess you were too late on giving them instructions 

aha, I see now it was 5pm cutoff, not 6 - and I'm going to need more than hearing support, it's eyesight now!
- darn it, I thought I was getting away with it quite nicely, this getting older malarkey - but nope; gonna need a bigger font.
EDIT: hubby points out that he did in fact log in before 5pm Friday to find account already closed, it was about twenty to or quarter to 5 as he remembers it, as he would then have been already out before 5 closing up farm gate etc, and says I had been sat logging in as he was on his way outside. So not seeing the maturity option buttons & closures had happened early. Not a terribly awful problem as I was still able to do a withdrawal online yesterday which their screen seemed to accept; not received into bank account yet but it's a bit early morn to fret so I'm sure it will credit later today, and hubby should be able to log in to withdraw his online. 'Closure template' isn't showing for this easy access account though, so we will send messages and hope for best.

We had dithered until last day, waiting for a late showing of a follow-on loyalty saver better than website had been showing, but they never did. They've also closed branch nearer to us (Corby closed), so all that has decided us to close with them.

Bigwheels1111

Principality 2 Year Healthy Habits Saver Bond. By mistake I’ve paid an extra £50 this month.
A total of £1250. It has credited.
My five reg savers 3 and 4 issues SO are all for 7 payments.
On the 5th December If maturity instructions work ok I should have 6 reg savers.

mhoc

Middle_of_the_Road said:

mhoc said:

Santander regular saver - totally by mistake I transferred £300 from my Santander current into the regular saver instead of £250 today - what is my punishment going to be?  

Three more letters from Principality arrived while we were away over the weekend regarding maturities on December 5th - the never ending dilemma regarding another 6 month issue 4 or a Christmas 12 month .... 

Instead of £200 I think you'll find 🙂

Good grief - just checked and I have been paying in £250 since last June and now £300 .... with no sanctions ... 

topyam

Anybody else struggling to get into the Progressive site?

Bridlington1

topyam said:

Anybody else struggling to get into the Progressive site?

It's not letting me log on either, it says it's down for scheduled maintenance:



It was due to be unavailable from 6:30am this morning according to the banner on their website so it seems to've gone down earlier than planned:

jameseonline

trickydicky14 said:

Hattie627 said:

janusd said:

jd84 said:

Principality 

I made a 7th payment into an Issue 3 this morning and it's showing a £1400 balance, so I can confirm that works.
The extra £200 will be kept in the account when it matures to an issue 4 later this month.

I have 2 PBS accounts maturing this month (my last RS3 and a Healthy Habit), so wasn't going to bother funding them - but on the back of the above, I sent two deposits in and both were showing an hour later.

I'm going to refrain from the temptation to overload any of my PBS accounts (have two accounts both maturing on 22 December which are now full in terms of the T and Cs), even if it is an overlooked infraction.  I don't want to draw attention to myself because I now have 5 X Issue 4 six month RS's, with another Issue 4 due to be born on 5th December as a rollover from my final Issue 3. 

I hope all these comments of over payments to PBS are not going to wake up the Dragon and we all get burnt!
Some folks just don't know when to keep one's head down.

Dylan seems nice to me

trickydicky14

jameseonline said:

trickydicky14 said:

Hattie627 said:

janusd said:

jd84 said:

Principality 

I made a 7th payment into an Issue 3 this morning and it's showing a £1400 balance, so I can confirm that works.
The extra £200 will be kept in the account when it matures to an issue 4 later this month.

I have 2 PBS accounts maturing this month (my last RS3 and a Healthy Habit), so wasn't going to bother funding them - but on the back of the above, I sent two deposits in and both were showing an hour later.

I'm going to refrain from the temptation to overload any of my PBS accounts (have two accounts both maturing on 22 December which are now full in terms of the T and Cs), even if it is an overlooked infraction.  I don't want to draw attention to myself because I now have 5 X Issue 4 six month RS's, with another Issue 4 due to be born on 5th December as a rollover from my final Issue 3. 

I hope all these comments of over payments to PBS are not going to wake up the Dragon and we all get burnt!
Some folks just don't know when to keep one's head down.

Dylan seems nice to me

It's called looking at the bigger picture.

Dizzycap

flaneurs_lobster said:

masonic said:

jameseonline said:

jd84 said:

Principality 

I made a 7th payment into an Issue 3 this morning and it's showing a £1400 balance, so I can confirm that works.
The extra £200 will be kept in the account when it matures to an issue 4 later this month.

Santander 

Someone mentioned paying in more than £200 recently, I have also tested and not had the overpayment returned. Maybe they won't pay interest on the extra.

It may work initially but I'm sure people have said before they've had it returned before.

So far, I've got away with this. It's one less thing to keep track of (remembering not to fund in the final calendar month), so I'm happy for them to return the overpayment if they want to.

It's not so much the risk of an overpayment being returned that stops me making that 7th payment, it's the consequential attention then paid to the other savers....

I totally agree.......

Hattie627

Monmouthshire BS

For those who made SO payments to various RS accounts with MonBS in the early hours of yesterday, these have shown in the app within the last hour. It will be tomorrow before they will show on the accounts online (on past experience).

nomorekids

Dizzycap said:

flaneurs_lobster said:

masonic said:

jameseonline said:

jd84 said:

Principality 

I made a 7th payment into an Issue 3 this morning and it's showing a £1400 balance, so I can confirm that works.
The extra £200 will be kept in the account when it matures to an issue 4 later this month.

Santander 

Someone mentioned paying in more than £200 recently, I have also tested and not had the overpayment returned. Maybe they won't pay interest on the extra.

It may work initially but I'm sure people have said before they've had it returned before.

So far, I've got away with this. It's one less thing to keep track of (remembering not to fund in the final calendar month), so I'm happy for them to return the overpayment if they want to.

It's not so much the risk of an overpayment being returned that stops me making that 7th payment, it's the consequential attention then paid to the other savers....

I totally agree.......

likewise, there is bending the rules and then there is simply taking the mick for the sake of couple of pence interest at the risk of blowing it for every other person simply bending the rules to get more than one of same issue reg saver. I refrain from 7th payments despite most of mine mature at the end of the month, could so easily get that extra months interest in but would rather another six months worth.....