We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Old Regular Savers Discussion Thread 28/12/24-29/1/26

19329339359379381113

Comments

  • Kim_13
    Kim_13 Posts: 4,350 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
  • WillPS
    WillPS Posts: 5,504 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    edited 2 December 2025 at 12:50PM
    Kim_13 said:

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
    No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.
  • Slinky
    Slinky Posts: 11,759 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 2 December 2025 at 4:13PM
    Hattie627 said:
    Monmouthshire BS

    For those who made SO payments to various RS accounts with MonBS in the early hours of yesterday, these have shown in the app within the last hour. It will be tomorrow before they will show on the accounts online (on past experience).



    What I'm not getting into is Furness. 

    Network Connection Error.Your network connection is not secure. Please change your network connection and try again.

    I'm sitting at home on the usual connection.
    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%
  • Bobblehat
    Bobblehat Posts: 1,218 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    WillPS said:
    Kim_13 said:

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
    No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.
    Scottish BS Branch/Post RS ...
    Am I right in thinking you can even scan the application form (available online) and your POI docs and email the application (if you are not worried about email security)? Can you also pay the first deposit by FP or does it have to be a cheque only before they open the account?
  • kermchem
    kermchem Posts: 204 Forumite
    100 Posts Name Dropper Photogenic
    Bobblehat said:
    WillPS said:
    Kim_13 said:

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
    No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.
    Scottish BS Branch/Post RS ...
    Am I right in thinking you can even scan the application form (available online) and your POI docs and email the application (if you are not worried about email security)? Can you also pay the first deposit by FP or does it have to be a cheque only before they open the account?

    No, I think we discovered that they want a wet signature on application form, physical evidence of identity (printed photo of driving licence) and a personal cheque.
  • WillPS
    WillPS Posts: 5,504 Forumite
    Part of the Furniture 1,000 Posts Newshound! Name Dropper
    Bobblehat said:
    WillPS said:
    Kim_13 said:

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
    No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.
    Scottish BS Branch/Post RS ...
    Am I right in thinking you can even scan the application form (available online) and your POI docs and email the application (if you are not worried about email security)? Can you also pay the first deposit by FP or does it have to be a cheque only before they open the account?
    Emailed application form is acceptable, but it must be of a scan with a wet signature so you'll need a hard copy either way.

    Initial deposit must be by cheque in the account holder's name (which you can send in by Freepost if you want to keep docs in the post to a minimum).
  • Hattie627
    Hattie627 Posts: 745 Forumite
    500 Posts Third Anniversary Name Dropper
    Slinky said:
    Hattie627 said:
    Monmouthshire BS

    For those who made SO payments to various RS accounts with MonBS in the early hours of yesterday, these have shown in the app within the last hour. It will be tomorrow before they will show on the accounts online (on past experience).

    I can see mine online today.

    What I'm not getting into is Furness. 

    Network Connection Error.Your network connection is not secure. Please change your network connection and try again.

    I'm sitting at home on the usual connection.
    Monmouthshire BS: That's strange. My payments (X 3) made by SO (FP) early hours of yesterday still not showing online but showing in app. It's always (for a least 5 years) been the second working day after date payment sent that it shows online. 
  • Hattie627
    Hattie627 Posts: 745 Forumite
    500 Posts Third Anniversary Name Dropper
    Bad news (for me at least)So guessing Principality are fixing loopholes & probably manually?, it's ok though still got my others & still got Monmouthshire & could still get a a First Direct if desperate.

    I'm wondering if Principality are checking when you reach a certain amount of accounts or something, there must be a trigger right?, maybe this site is the trigger, hmm 🤔 

    I'm defo on their watchlist now, wonder if it's because I submitted instructions during the day.

    Hope Dylan doesn't hate me.
    Oh dear. Can you talk us through how you entered the instructions which led to this. Did your instructions generate a "sent" secure message? Where did you instruct the funds coming out at maturity to go to (internal or external account?)
  • Bobblehat
    Bobblehat Posts: 1,218 Forumite
    Eighth Anniversary 1,000 Posts I've been Money Tipped! Name Dropper
    WillPS said:
    Bobblehat said:
    WillPS said:
    Kim_13 said:

    I'll have to pop up to Scotland sometime as their one hasn't appeared online 
    Surely better to submit a postal application, as they will accept one. Even if the travel isn't costing money, the time taken must be worth more than a stamp.

    The relationship centre account is the same as the postal one, so you can't double up by going up to Scotland.
    No stamp needed - they have a Freepost address in their T&Cs and they'll send you an application pack if you haven't a printer.
    Scottish BS Branch/Post RS ...
    Am I right in thinking you can even scan the application form (available online) and your POI docs and email the application (if you are not worried about email security)? Can you also pay the first deposit by FP or does it have to be a cheque only before they open the account?
    Emailed application form is acceptable, but it must be of a scan with a wet signature so you'll need a hard copy either way.

    Initial deposit must be by cheque in the account holder's name (which you can send in by Freepost if you want to keep docs in the post to a minimum).
    Thanks, so the Freepost route is the sensible way if you have to send a cheque anyway! 

    What are the timescales like from the day of posting off the application to the date the account has the cheque registered? I am wondering whether to apply later this month (with the added variability of Christmas) or wait until January and try to time it for a late Jan deposit followed by an early Feb deposit.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355K Banking & Borrowing
  • 254.6K Reduce Debt & Boost Income
  • 455.7K Spending & Discounts
  • 247.8K Work, Benefits & Business
  • 604.9K Mortgages, Homes & Bills
  • 178.7K Life & Family
  • 262.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.