Zopa Current account

PloughmansLunch

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

crumpet_man

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

10_66

Can I set up one DD for £1,500 and then cancel it after payment made (rather than reduce the value)?

trickydicky14

10_66 said:

Can I set up one DD for £1,500 and then cancel it after payment made (rather than reduce the value)?

Yes you can, I did this and got my £30 very quickly paid into my Zopa account. Others have also done this.

PRAISETHESUN

crumpet_man said:

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

Might have meant Moneybox instead of Plum perhaps?

10_66 said:

Can I set up one DD for £1,500 and then cancel it after payment made (rather than reduce the value)?

That's my plan - I've set up a one-off DD for £1500 which will be taken next week, which will be cancelled after it gets processed. The cashback seems or be capped at £30/year so there's no point having further DDs be processed after that

PloughmansLunch

crumpet_man said:

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

Open Plum and go through the usual process to add an account, scroll all the way down to “Can’t find my bank” and add the details manually. I had my entire cashback for the year paid in one go a few weeks later

crumpet_man

PloughmansLunch said:

crumpet_man said:

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

Open Plum and go through the usual process to add an account, scroll all the way down to “Can’t find my bank” and add the details manually. I had my entire cashback for the year paid in one go a few weeks later

I don't have an option to add manually 



The Plum help guide indicates that manual linking is only available in countries where open banking is not used.

https://help.withplum.com/en/articles/8861521-manual-linking

NorwichMan

PloughmansLunch said:

crumpet_man said:

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

Open Plum and go through the usual process to add an account, scroll all the way down to “Can’t find my bank” and add the details manually. I had my entire cashback for the year paid in one go a few weeks later

That's odd, in my Plum app (Android) when adding an account there is something at the bottom of the list of banks saying "Can't see your bank?" - but there doesn't seem to be any way to enter details manually, only a link to a form where you can vote for the next bank they will add to the list.

PloughmansLunch

NorwichMan said:

PloughmansLunch said:

crumpet_man said:

PloughmansLunch said:

I've linked Zopa alongside multiple current accounts to Paypal, though I actually went the Plum route in the end due to getting fed up with waiting as it's a bit long-winded to get Paypal linked accounts up and running. Many people here use this method already for creating DDs - as long as you add the current account details rather than a debit card you can select 'add money' to your wallet and transfer via Direct Debit without disrupting any existing automated savings through Plum / Moneybox etc.

How did you link Zopa to Plum?  It's not one of the available banks shown in my Plum app.

Open Plum and go through the usual process to add an account, scroll all the way down to “Can’t find my bank” and add the details manually. I had my entire cashback for the year paid in one go a few weeks later

That's odd, in my Plum app (Android) when adding an account there is something at the bottom of the list of banks saying "Can't see your bank?" - but there doesn't seem to be any way to enter details manually, only a link to a form where you can vote for the next bank they will add to the list.

Maybe it’s an android thing? I’m on iOS. I’m linked with RBS now, and have this screen if I want to change it

Then this screen if I click the bottom:

crumpet_man

Android here and no manual option so does indeed look like this is an IOS only "feature" in as much as I don't think it is supposed to be available.