The New Top Easy Access Savings Discussion Area

NebulaNova

https://forums.moneysavingexpert.com/discussion/comment/82156447#Comment_82156447

Yes I just did. Account is closed and I can open a new easy saver, but it's 4.0% which includes a bonus of 1.5% for 6 months.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82156579#Comment_82156579

Thanks, had found the same and was just coming to post about it. Have applied figuring that I could fund it with £1,000 from the maturity of my Progressive RS on Tuesday (which would have funded RS at 5.25% and up, so minimal loss of interest until Hanley/Scottish mature to fund those.)

I forgot how much of a pain their application process was (click here to log in and apply, but when you do there’s nowhere to go.) So applied from outside stating existing RS account number. Clicked to fund by FP later and was given reference number, though no email or account showing in app yet.

sheffieldeagle

https://forums.moneysavingexpert.com/discussion/comment/82155633#Comment_82155633

No it's new customers after the start of the offer date unfortunately. You then have 30 days.

Cheers

refluxer

If anyone is considering the Hanley Eco BS Online Boosted Rate Tracker EA account, I've had a couple of different accounts with them and it's worth noting that online payments into Hanley accounts don't get credited until the next working day and this can stretch to 2 working days if you make a payment after 3pm.

This means that you don't want to be paying into that account any time after 3pm on a Friday afternoon or over the weekend, as the payment won't be credited until Tuesday.

Just thought this was worth mentioning, especially for anyone who does their online banking in the evenings and might get twitchy about their funds disappearing for a few days !

fabsaver

https://forums.moneysavingexpert.com/discussion/comment/82157578#Comment_82157578

Deposit by debit card is the way to go. I made my initial deposit by debit card during account opening, after 3pm yesterday. It appeared in my transactions immediately and dated the 2nd.

Having checked back today it is showing one day of accrued interest. Therefore it appears that interest on debit card deposits is calculated from the date of the deposit. However I can't find where it specifically states this in the T&Cs.

Kim_13

Hanley

Would definitely have done debit card if I'd had the £1,000 available during application, but won't have it until Tuesday and didn't want to risk the account being withdrawn before then.

Has anyone who didn't use a debit card heard anything/had the account appear online?

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82157625#Comment_82157625

Hanley

It doesn't state in any of their literature, but was reported on here about a year ago. Since then I always use debit card for Hanley deposits, including weekends. I use First Direct DC where I have £500 overdraft. I restore the balance when I receive push notification on my phone, so no idle money in this process.