The New Top Easy Access Savings Discussion Area

janusd

https://forums.moneysavingexpert.com/discussion/comment/82031801#Comment_82031801

withdrawals and deposits should be instant - haven't needed to use a card reader with them for years, because as @refluxer says, it's simpler to use their app - once you have biometrics enabled.

sheffieldeagle

https://forums.moneysavingexpert.com/discussion/comment/82031618#Comment_82031618

Thanks that's brilliant much appreciated.

Bridlington1

@soulsaver

Apologies if it's already been mentioned, this is the first time I've dipped into this thread since late May but:

Chorley BS Online Saver (Double Access) 4.27% (£1k min) (18/05)~~~ NLA

Revolut 5% (includes bonus till 4/12/26) Newbies only but does include their fee-free version

tg99

https://forums.moneysavingexpert.com/discussion/comment/82030952#Comment_82030952

Ended up applying via MSE link. The 5% booster saver was already showing for me so went ahead and opened it.

superleeds27

https://forums.moneysavingexpert.com/discussion/comment/82031805#Comment_82031805

Thanks. I know there's the app but thinking more for a family member who would prefer the website!

Got a nationwide card reader so should be okay! Thanks for the response

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/82031464#Comment_82031464

I did manage to get Issue 3 while it was still available 😑. Not surprised they've dropped the rate lower with issue 4 after the recent release of their 1 year RS bond @5%, Swings and Roundabouts

I tried to apply for a Revolut current account last night using the MSE link and all was going well until it got to 'choose your card' where the standard basic card was free but there was a standard *£4.99 delivery charge for the card to be sent and there was no way round it. I also tried the TCB link tonight to see if it happened again, and it has. For that reason, I decided not to continue with the Revolut current account set-up for a less than 6 month savings account @5%. I hope others fair better 😉.

soulsaver

I tried to get the 5.00% Revolut offer yesterday.

It progresses in a way that I'd describe at best as lacking.

It firstly needs you to download the app - and submit all your personal details and photo ID with video verification.

Then it unveils a savings account at 2.95%?

After query with the bot, it says that you have to fund your account before you're offered the promo rate, then gives instruction on how to navigate to the offer in the app.

The bot uses different tag words than those used in the app (a pet hate for me) to 'help' navigation to the promo.

Then I couldn't find a way to fund it except by open banking; I'd much prefer an alternative to initially fund it, but I used a 'safe' account - one with next to nowt in it.

Then they only offered a 4% account… still couldn't get it to show 5%…

..and then to cap it all I couldn't see how to get my £1 funding back out.

Half an hour wasted and my £1 apparently locked away is the result.

My details and a bank ac provided to an apparent half baked provider.

And if, as someone posted earlier, Revolut is now a bank, why is it deferring to Clearbank for FSCS?

Update Today: I'm glad I didn't get the £1 back out - because today the 5% boosted account appeared and I was able to transfer my £1 in. Now I'm ready to use it.

What a palaver… but got there in the end.

Rheumatoid

Fortunately not as complex for me.

Entered phone number into MSE link to hopefully get the £20.

Downloaded app

Filled in phone number and address

Entered OTP

Scanned passport and took photo.

Standard current was open

Invite to open 5% saver was there. Opened it instantly.

Funded to almost 25k - shame it has this limit

Job done hopefully. Just need to spend £20 to get the £20 MSE sign up.

tg99

https://forums.moneysavingexpert.com/discussion/comment/82032815#Comment_82032815

Exactly same for me. Done the £20 spending now (paid into a sharedealing account which should count).

Rheumatoid

https://forums.moneysavingexpert.com/discussion/comment/82033335#Comment_82033335

Did you get texted a link to the app after entering your number on the MSE link? I didn't and just downloaded it from the play store