The New Top Easy Access Savings Discussion Area

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/82039845#Comment_82039845

£25k Revolut 5.0% for 6 months?

friolento

https://forums.moneysavingexpert.com/discussion/comment/82040222#Comment_82040222

only an option if you don’t already have a Revolut account

Zopa will still run for a few months. Lots can happen between now and then

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/82040260#Comment_82040260

True - you can only open any account if you are eligible 😉

topyam

https://forums.moneysavingexpert.com/discussion/comment/82040222#Comment_82040222

Maxxed that one out. Remainder in Zopa atm

topyam

Let's hope something good comes along!

Preferably one with instant transfers…

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82039757#Comment_82039757

The previous version remained on sale until there was a base rate cut, version before that several months if I recall correctly.

I will need mine on the 30th so opened when I saw it to make use of the 30 days to fund and start the term.

p1ston

https://forums.moneysavingexpert.com/discussion/comment/82039872#Comment_82039872

Nice find. It passed me by as an ulster 4.25% holder. New 4.3 account ordered.

BACKTOBACK

I have an Ulster Account just opened £85k in at 4.30 apr. Also an old West Brom account with around the same balance and interest but limited withdrawals.

Is it worth opening a Revolut account and putting £25K there? I think this would earn an extra £10 per month for six months? But i am worried about the interest paid would take the balance over the limit for the high interest rate so the interest would not compound?

topyam

https://forums.moneysavingexpert.com/discussion/comment/82041501#Comment_82041501

I take the interest out daily, so I only ever have £25k in it earning 5% and move it to my next highest earning account. A faff I know…

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82041608#Comment_82041608

Daily?

I like a good faff me, have several accounts maxed out that I skim monthly. But daily would just be a faff too far.

Not worth reducing to £24,970, only cost you pennies over the year?