The New Top Easy Access Savings Discussion Area

ColdIron

https://forums.moneysavingexpert.com/discussion/comment/82014585#Comment_82014585

Online there's a form you can email them but it hasn't worked for me lately

In the app you can close it as @jak22 says above but it didn't work for me this morning or 3 weeks ago ('an error occurred')

Phoning still works well and is quite quick

janusd

@soulsaver - new issue of Tembo Money Homesaver @ 4.55% incl 1.55% bonus for 12 months (£10 min, £20k max)

jak22

As with other accounts paying interest annually, assuming the bonus element is paid on anniversary of opening then that now falls in tax year 2027/28 which will have a different rate of tax on interest, whereas for a Tesco saver opened in February or March the bonus will arrive in the current tax year. The standard variable portion is listed as being paid in March.

ColdIron

True enough, but I can't remember the last time I had any of them for a whole year

In practice, with 11 months to go, you will close them and any interest will fall in the current tax year

I am on my 43rd now. They are always worth opening speculatively

janusd

https://forums.moneysavingexpert.com/discussion/comment/82014757#Comment_82014757

@soulsaver - posted in the no-chat thread, but I don't think it is correct.

I believe that the Spring Special Edition has now gone NLA (though currently remains at 4.30% for those accounts already opened), but their default Easy Saver remains unchanged at 3.82% (which I think @slush confused with the Special Edition).

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82015113#Comment_82015113

At the time I write this, it's still possible to open a Spring Special Edition account in their app. I just have!

janusd

https://forums.moneysavingexpert.com/discussion/comment/82015136#Comment_82015136

well get it quick then those that want it, because it's previous web link is now redirecting to the Easy Saver and the listing has been removed from Moneyfacts, so NLA status is imminent. ⏳️

Friday update - no longer available to open in the app.

intalex

West Brom Triple Access - Annual Interest Value

West Brom have sent me confirmation of my annual interest, but instead of it being for the period 6 April 2025 - 5 April 2026 (both inclusive), it is rather annoyingly for the period 01 May 2025 - 30 April 2026 (both inclusive) and includes a monthly interest amount credited and paid out on 28 April 2026. The document doesn't say if this is the amount to use for tax returns. Anyone know if this skewed annual period interest is also what they declare to HMRC, or do they actually declare it correctly based on monthly interest falling within the actual tax year dates?

masca

https://forums.moneysavingexpert.com/discussion/comment/82014012#Comment_82014012

An update... Received a reply from CS just before 5pm yesterday advising that I update the app. Have done that this morning and the savings account is now available to me!

p1ston

 rather annoyingly for the period 01 May 2025 - 30 April 2026 (both inclusive) a

I would ask them for certificate for tax return 6 to 5th