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  • Beware, LemFi did not advertise the paying in & withdrawal restrictions!

    They have concurrent limits of:

    £10,000 per day

    £20,000 per week

    £40,000 per month

    Which applies to paying into and withdrawing from your LemFi account!

    So to deposit £120k into this account, to maximise FSCS protection, one would need to split it up into 12 different paying in transactions, over 3 months, with no more than 2 a week.

    But the cherry on the cake is, if you need to withdraw that amount, you'll be looking at the same timeframe!

    Needless to say, I opened the account, then found this out, then closed it (which you need to call or email, and they still need to call you back.)

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