The New Top Easy Access Savings Discussion Area

tg99

Anyone know if I pay into Skipton savings account this evening will the money start earning interest from today / is there a cut off for payments in to be credited today? Thks

lr1277

Assuming you are using faster payments, according to this page:

https://www.skipton.co.uk/help-and-support/savings-help/faster-payments

The cut-off time seems to be 6pm on a weekday, but I don't know if that is the sending time or the time of receipt.

The same page says interest is earned from the next working day. But on asking Google it suggested interest would be earned in 2 working days.

Probably better to go with what Skipton says.

BlackthornU

https://forums.moneysavingexpert.com/discussion/comment/81997137#Comment_81997137

Now seems to be NLA - confirmed - "This account has been extremely popular and we’re no longer accepting new applications."

janusd

@soulsaver - Chorley BS Online Saver (Double Access) 4.27% (£1k min) - annual interest paid on 31st December.

SloughSally

I know it’s immaterial now that charter savings bank EA issue 75 has become NLA, but do they allow a direct transfer from an older EA account to the new issue , or must you withdraw to your external nominated account and then fund the new EA account via the nominated account?

Thank You.

mebu60

https://forums.moneysavingexpert.com/discussion/comment/82003971#Comment_82003971

When you have opened a new Charter EA there is a process whereby you can 'close and transfer' an existing Charter EA with the funds (capital plus interest accrued to date) going directly into the new account.

Dizzycap

Spring - Special Edition Easy Saver (App) - Easy Access. @ 4.3% annual (v) / 4.22% monthly (v). Interest calculated daily and paid monthly £1,000 minimum opening - max £20K.

EDIT: Interestingly, Moneyfacts had the min deposit @ £1,000 when launched this morning - now changed to £10. Even better and definately open to all @ £10 min deposit 🤗.

I did have some issues with the Spring / Paragon APP this evening after sign-up. Mainly due to having to accepting cookies at App launch and through the link your bank account process, which crashed, but completed. I simply cleaned out the browsing history cookies on my phone iSOs and then rebooted my phone - Works like a dream now and I've found that you can divide the Special Edition Easy Saver into savings pots 🤗.

drewvue

https://forums.moneysavingexpert.com/discussion/comment/82004548#Comment_82004548

Used to have a Spring account but the app always took forever to open and that was if you were lucky. They must have lost a lot of customers because of this issue. Not a bad offer but would not trust having money with them again due to unreliable app access.

janusd

https://forums.moneysavingexpert.com/discussion/comment/82004548#Comment_82004548

@soulsaver - note that the minimum opening balance is £10 not £1,000 😀

https://forums.moneysavingexpert.com/discussion/comment/82004584#Comment_82004584

I can't say that I have ever had an issue with the app on my phone - this will be a useful account for me to open and worth mentioning that deposits and withdrawals have always been instant for me.

ToastLady

https://www.spring-savings.co.uk/save/special-edition-easy-saver

Min deposit says £10