The New Top Easy Access Savings Discussion Area

Barney1954

https://forums.moneysavingexpert.com/discussion/comment/81998063#Comment_81998063

I should have looked here first!

Only just sent an email to Customer Support asking where to access the Easy Access Savings Account. Like others have said, I will cautiously fund the account, to see how it operates before adding large amounts.

x44

https://forums.moneysavingexpert.com/discussion/comment/81998177#Comment_81998177

Blimey - what's that: just over a week on sale maybe! They must have been collecting in umpteen £millions to have pulled the plug that quickly. Confirms what most of us knew from past experience and that is apply as soon as you can as you never know how long the account offer will last.

mebu60

https://forums.moneysavingexpert.com/discussion/comment/81997977#Comment_81997977

Quite happy to take the crystallised interest and compound that for less than a minute's effort, thank you.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81998208#Comment_81998208

YBS

They can open this account, there are no rules against it. They can transfer money from the old one to new one and keep both open or close the old one if they prefer. If they want to keep the 3.65% account they will probably have leave £1 there to prevent the closure.

jak22

Charter offering one of the higher EA account rates isn't too much to be fed up about, the closed account remains for downloading statements which helps, although ideally transfers wouldn't be next working day - they've also had some good fixed cash ISA rates lately too. Perhaps Coventry might like to offer a new limited access rate soon? This year many banks etc seem to have made an effort to issue interest certificates in April, hopefully Atom will issue theirs soon too, even with good records it seems wise to have interest statements when doing SA.

EthicsGradient

https://forums.moneysavingexpert.com/discussion/comment/81998220#Comment_81998220

A month, actually - see @soulsaver 's post

https://forums.moneysavingexpert.com/discussion/comment/81962931#Comment_81962931

soulsaver - Issue 98 is 4.05% AER, whcih includes a 2% bonus for a year:

Easy Access Savings Account | Free Withdrawals | Cynergy Bank

friolento

https://forums.moneysavingexpert.com/discussion/comment/81998182#Comment_81998182

I have responded to your same query in a different thread:

https://forums.moneysavingexpert.com/discussion/comment/81998214#Comment_81998214

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81998337#Comment_81998337

I just got a notification from Atom that my certificate of interest is ready - they tend to issue them some time around late April/early May in my experience.

ToastLady

Ok, I'm the only one fed up with Charter changing issues every time a new increasing rate is made. Not to say that I haven't gone with it though, just seems to be the third change in a few weeks. I won't moan again, well not on this subject.

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81998208#Comment_81998208

It would probably make sense to keep the other one open as well. The Triple Access account only lasts for a year and then the money goes to an easy access account but who knows what that easy access account will be paying so they may be glad of an account paying a bit more (assuming they don't want to move the money out of YBS).