We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The New Top Easy Access Savings Discussion Area
Comments
-
I've signed up logged in and deposited which all seemed easy but can't to open a savings account just says "nothing left to add" maybe I need to give it a few hours
1 -
Just a reminder that the Cahoot Simple Saver (issue 13) that was paying 4.4%pa AER reduced to 4.15% AER on 11th May.
I think the other versions that have been paying 4.4%pa AER (which I think are issues 10 and issue 11) similarly reduced to 4.15%pa AER on 11th May although I don't hold those so can't confirm that.
The currently available Cahoot Simple Saver (issue 16) is paying 4.17% AER so someone with an issue 13 (or 10 or 11) might want to upgrade to that issue for a marginally higher rate and to restart the 12 months that the account runs for.
I came, I saw, I melted12 -
upgraded my issue 13 to a sunny day saver so it now pays 5% and took out simple saver issue 16 at the same time🙂
1 -
@soulsaver - Charter Savings Easy Access (Issue 75) @ 4.26% AER - £1 to open, monthly/annual interest.
13 -
Interesting in that it reverses past Charter rates downwards:
Issue 69 - 4.18%
Issue 74 - 4.16%
1 -
So round we go again…open issue 75, transfer monies and close issue 74.
2 -
Today Yorkshire Building Society has launched a Triple Access Saver account (4.20% variable).
9 -
Am getting fed up of Charter constantly opening new issues when they could so easily just raise the rate on existing issues. I know well why they do it, hoping than many are complacent.
2 -
Or alternatively, upgrade any Cahoot Simple Saver issue to a / another Cahoot Sunny Day Saver account paying 4.89% / 5% - That's what the Cahoot Upgrade button is for 😅.
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £573.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)# No.27 - Top Up EP 2 £1105 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'1 -
@ DaveG247 - You should receive an email from LemFi within 24 hours offering you a sign-up for the 5% savings account. The 5% interest rate only lasts for 6 months, so diarise to move / switch, if needed.
--**MONEYFACTS**-- FULL List of Money Comparison Products + News / Guides--Personal MSE 2026 Money Saving Challenges:# Regular Savers 2026- New 7/12 - Total: 29 (6)# No.2 Save 1p A Day Challenge 2026 £355.02 / £667.95 (6)# No.4 Save £12k in 2026 - £8492.37 / £12,000 (6)# £10-a-Day Challenge 2026 - £573.56 / £1825 (6)# No.8 Sealed Pot Challenge 19 (24/10) 286.45 / £400 (6)# No.27 - Top Up EP 2 £1105 / £2880 (6).# Decluttering Challenge (6)# No.4 £2 Savers Club 2026 - Completed# No.5 Fiver Friday Challenge 2026 - Completed# Make £2026 in 2026 - Completed# Spectos Mailagent - ReadyMotto: 'SAVE before you spend on Non-essentials'2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.7K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.6K Spending & Discounts
- 247.6K Work, Benefits & Business
- 604.5K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
