The New Top Easy Access Savings Discussion Area

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81965972#Comment_81965972

I have every interest drop/maturity date on my calendar, and a reminder a couple of weeks prior. Wonder if I'm a bit OCD? I have to be or I'd forget.

As to your question, I hardly use the Edge current account as it is, so don't really want another one. I will give it a bit of thought though.

intalex

For the West Brom 3-access, in practice, around what time do the funds appear in the current account the next working day if requested before 3pm?

Also, can I withdraw all but £1 or is there a minimum balance to keep the account open?

Thanks

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81966401#Comment_81966401

Now on the Principality website

https://www.principality.co.uk/home/savings/savings-accounts/online-bonus-5-access

pecunianonolet

https://forums.moneysavingexpert.com/discussion/comment/81965775#Comment_81965775

I wish it would be that easy but there are several reason why it's not worth it for me and I am waiting for hard searches to drop off my credit file.

oz0707

Just opened the new principality EA acc to get the .2% extra. Was on 4.05% before. God their systems are archaic. No easy way to transfer funds between accounts. I thought I was going to have to send back to my linked account, then in tranches back to principality. then for amounts over 20k you have to request the transfer. Then when you put the amount in which closes the account it then gives you the option of transferrin to another principality account! Talk about going round the houses! Anyone found a better way?

Mrs_Trellis_of_North_Wales

https://forums.moneysavingexpert.com/discussion/comment/81969029#Comment_81969029

Didn't "Account services" and then "Move money between Principality accounts" work?

SnowMan

https://forums.moneysavingexpert.com/discussion/comment/81969029#Comment_81969029

Go to account services (the tab at the top between your account and messages)

And then choose 'close account' from that menu picking the Principality account you want to close and the Principality account you want the closure balance with interest to go to.

Takes a working day or so for them to then close the account and transfer over.

Or if just wanting to do an internal transfer without closing either account it is 'account services', 'move money between Principality accounts'

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81969029#Comment_81969029

Others have pointed out the way to do it. But I have to agree that it is not immediately obvious. In particular when you get the page about fund this account there is no option for an internal transfer. And when you go into the accounts themselves there is no route for moving money between accounts. But once you see how they do it, it is quite easy.

It is a pity the closed account seems to disappear completely so the closing interest figure is something you have to work out for yourself but perhaps that will come in a secure message sometime (don't they send a lot of them?)

oz0707

https://forums.moneysavingexpert.com/discussion/comment/81969547#Comment_81969547

That's another reason I don't like closing accounts in case you lose access to the tax certificate the following year. Does anyone know if you can still get one with principality once you close the account?

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81969565#Comment_81969565

Someone may know. I might find out on Monday or sometime next April.