The New Top Easy Access Savings Discussion Area

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81964692#Comment_81964692

Thank you. Looks like @p1ston will be withdrawing his offer then.
On serious side, thank you. Don't really want another current account without any benefits.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81964705#Comment_81964705

Oh, you could have a joint Edge account as a second one, just not two sole accounts. So as long as @p1ston hasn't already got a joint with his preferred wife, it could still be game on 🤣

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81964713#Comment_81964713

🤣🤣🤣 Love it! I swear I haven't laughed so much on the forum for a good while. I'll be getting us all into trouble, and it's @p1ston 's fault. It really is good to have a laugh in amongst all the seriousness business, so hope it's all taken as a bit of light relief, and no one really minds.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81964632#Comment_81964632

Again, gilts are not easy access savings accounts so way off topic for this thread.

Those interested in gilts should look at other threads in this forum, for example this one

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/81964692#Comment_81964692

When did they start blocking a sole 2nd Edge CA and a 2nd Edge saver? Was Mrs Bobblehat lucky to squeak in a short while ago with applying for two solo Edge CAs and two Edge Savers?

The T&C's for Edge CA still says today …..

and the T&C's for the Edge Saver still says today ….

So are they going against their own T&C's, or have I missed something?

p1ston

https://forums.moneysavingexpert.com/discussion/comment/81964673#Comment_81964673

Is that a yes?

@friolento When did this santander enforcement start?

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/81964772#Comment_81964772

Stop it! I should be calming down from laughing as it's bedtime….and no, that's not an offer. 😂 I'm saving you from being a criminal, so sadly, and whilst breaking my heart, will have to decline your so generous offer.

p1ston

All's well then.

As to whether you would use a second S c/a you don't have to. It just sits there giving you 4 more k at 5.84%

As others said don't mess with DD

friolento

https://forums.moneysavingexpert.com/discussion/comment/81964752#Comment_81964752

Their systems now enforce exactly as their T&Cs say: you can have 1 sole and 1 joint Edge. Plus you can have 1 Edge Explorer (which isn't the same as an Edge). For each of those 3 accounts, you can have 1 Edge Saver, so the max is 3 Edge Savers.However, the Edge Explorer does cost £17/mth, so only sensible for those who get value from the insurances that come with the Explorer.

I don't know when exactly they updated their systems to enforce those T&Cs (which have been there from day one) but it's at least 8 months ago. For a while before then, it was possible to have 2 sole Edge accounts, and it seems Santander tolerate 2 for those who managed to get them, which is great for them as they can get up to 4 Edge Savers.

Bobblehat

https://forums.moneysavingexpert.com/discussion/comment/81964834#Comment_81964834

Interesting! Mrs Bobblehat got her two Edge CAs and two Edge Savers in February.

Although the T&Cs for the Edge CA gives an example of someone who already has a sole and joint Edge CA not being able to apply for a third, it does not say if someone with only a single sole Edge CA can or can't apply for a 2nd sole Edge CA (as Mrs B did with no problem).

Anyone on here actually been blocked from applying for 2 sole Edge CAs after February? There may be people on here who would find it useful to know one way or the other.