The New Top Easy Access Savings Discussion Area

janusd

https://forums.moneysavingexpert.com/discussion/comment/81929008#Comment_81929008

though the rate increases to 1.20% if you put £100,000+ into the account - but only for the first year! 😲

janusd

@soulsaver

Tembo HomeSaver Account now paying 4.75% AER (3.00% monthly interest + 1.75% fixed bonus for first 12 months).

I would assume this is for new accounts only - as my 4.55% (with 1.55% bonus existing rate) currently hasn't changed.

it says in the app's AI chat that a) any increase would be applied immediately and shown in the app, b) that there are multiple issues of this account with different rates and bonuses and c) you can only ever have one issue of this account - so closing an existing HomeSaver account and opening this new issue is not an option.

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81930647#Comment_81930647

Note Max reduced from £25k to £20k excluding interest.

Thanks @janusd

Bridlington1

@soulsaver

LHV Bank Easy Access 4.25% £100k max

Additionally not eligible for a ranking but might be of interest to some:

Post Office Money Online Saver Issue 87 4.1% (includes 3.2% bonus for 12 months)

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81935395#Comment_81935395

Note that you do need an LHV Current Account to be eligible for this EA Account.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/81935473#Comment_81935473

Seems I don't fit the criteria 😔

About us

We are here for the ambitious – those who are active, independent, and with an entrepreneurial mindset.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81935489#Comment_81935489

Slippers, comfy chair & a spare £100k to save?

Nah, you can !!!!!! off.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/81935570#Comment_81935570

Exactly... Saga seems a good fit, except they're letting the young-uns in now🙄

mebu60

Gatehouse reducing their EA 'expected profit' rate from 3.25% to 2.95% wef 23:04:26. Happy St George's Day!

I might have to consider withdrawing most if not all of my £1.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81936604#Comment_81936604

I'm maintaining £1 in mine. Some years ago I closed my only Gatehouse account and when I needed to open a new one with them it wasn't straight forward, took few days to open and get access. May be it's not like this anymore, but I'd rather keep my foot in permanently regardless of rate.