The New Top Easy Access Savings Discussion Area

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81928673#Comment_81928673

Tipton & Coseley BS 6 Access Saver 4.10% £1k min (18/03) AO.

Sorry, just relegated offers below position 10 in ToTP … but added in the trail for info. Thanks @janusd

soulsaver

Note: I intend to delete the older Relegations in a tidy up to the ToTP in the next couple of days.

I can't think why, but if you need the data please be quick to copy it.

nottsphil

You could earn more interest on your savings
By opening a Club Lloyds savings account

I just got an email informing me that there is now a Club Lloyds instant access account. "Great!" I thought, because the equivalently branded Regular Saver pays 6.25%. So, what is it paying? Wow, 0.95% monthly interest?!

Reality set in instantly when I saw the AER...

Oh dear, it's a really pathetic offering, and a slur on the reputation of Club Lloyds.

janusd

https://forums.moneysavingexpert.com/discussion/comment/81929008#Comment_81929008

though the rate increases to 1.20% if you put £100,000+ into the account - but only for the first year! 😲

JamesRobinson48

@soulsaver

Principality BS Online Bonus 5 Access (Issue 2) - 4.00% variable, including bonus for first 12 months

https://www.principality.co.uk/home/savings/savings-accounts/online-bonus-5-access

janusd

@soulsaver

Tembo HomeSaver Account now paying 4.75% AER (3.00% monthly interest + 1.75% fixed bonus for first 12 months).

I would assume this is for new accounts only - as my 4.55% (with 1.55% bonus existing rate) currently hasn't changed.

it says in the app's AI chat that a) any increase would be applied immediately and shown in the app, b) that there are multiple issues of this account with different rates and bonuses and c) you can only ever have one issue of this account - so closing an existing HomeSaver account and opening this new issue is not an option.

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81930647#Comment_81930647

Note Max reduced from £25k to £20k excluding interest.

Thanks @janusd

JamesRobinson48

@soulsaver

Yorkshire BS 4 accss Svr 4.05% £1min (12/02) - NLA (20/3)

Bridlington1

@soulsaver

LHV Bank Easy Access 4.25% £100k max

Additionally not eligible for a ranking but might be of interest to some:

Post Office Money Online Saver Issue 87 4.1% (includes 3.2% bonus for 12 months)

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81935395#Comment_81935395

Note that you do need an LHV Current Account to be eligible for this EA Account.