The New Top Easy Access Savings Discussion Area

janusd

https://forums.moneysavingexpert.com/discussion/comment/81920562#Comment_81920562

I believe that was only a promotional offer available until January 2026 - those who qualified get the boosted rate until end of July… so no longer available.

linz

https://forums.moneysavingexpert.com/discussion/comment/81920676#Comment_81920676

ahh ok thanks, I was still able to open one today, surprised I didn't notice it earlier !

friolento

https://forums.moneysavingexpert.com/discussion/comment/81920705#Comment_81920705

I was also able to open one today, which is now showing with 4.5%.

However, according to the terms I was asked to agree to, the offer has expired and I am not eligible for it.

There is also a term suggesting that you are not eligible if you previously held an account with Clearbank, which I had, via Chip.

It’s all quite opaque and I will probably not use the account whilst I still have my boosted 4.45% at Zopa.

Bridlington1

@soulsaver

Coventry BS 3 Access - 4.25% 'Tri' £1min has disappeared from moneyfacts suggesting it's about to go NLA

To be replaced by Coventry BS 4 Access Saver - 1 Year at 4.15%

1spiral

https://forums.moneysavingexpert.com/discussion/comment/81920062#Comment_81920062

This is what I did for myself. I didn't even have the app because I prefer using websites but I was trying to talk my mum through the opening process on the phone (as she already has a cynergy account and the app is easier for her to use) but she couldn't find any way to open a new account. In the end I downloaded the app to try and talk her through it and couldn't find an option either, hence the question.

I thought the whole idea of apps were that they were meant to replace the using of websites. That won't work if they don't give apps full functionality.

Malchester

https://forums.moneysavingexpert.com/discussion/comment/81921078#Comment_81921078

Thanks. I do like Coventry BS but I wish they wouldn't chop and change their accounts so much. They are always doing it.

gazza85

Hi, Has anyone used Tembo yet?

https://www.tembomoney.com/savings/cash-isa

I'm guessing the only annoyance will be them trying to sell me a mortage?

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81921078#Comment_81921078

Yep - Cov's 3 access saver now in 'closed accs' list.

Coventry 4 Access Saver - 4.15% Var 1 year

"Take money out of your account up to 4 times with no charge. For the 5th and subsequent withdrawals (which include closure), there will be a charge equal to 50 days' interest on the amount withdrawn."

"This account lasts for 12 months. Earn a variable rate of interest with 4 charge free withdrawals. Please see Summary Box to find out what happens after the 12 months."

BreakingGlass

Monument

I just had an email from Monument stating: Your £200 Loyalty Reward is confirmed. We'll pay it by 16 March 2026. Great news!

Reward FAQs are here if anyone wants to check why they did or didn't receive it: https://www.monument.co/faq/loyalty-reward

InvesterJones

https://forums.moneysavingexpert.com/discussion/comment/81920263#Comment_81920263

On the plus side, if they increase rates again, which I guess there's a chance of given developments, they'll do it automatically without needing a fresh account application etc.