The New Top Easy Access Savings Discussion Area

cloud_dog · 12 March at 3:20PM

https://forums.moneysavingexpert.com/discussion/comment/81918260#Comment_81918260

I've quite liked the Ford offerings but this is the second (recent) time where they are pre-emptively reducing interest rates. Not impressed.

mebu60 · 12 March at 3:43PM

https://forums.moneysavingexpert.com/discussion/comment/81920263#Comment_81920263

Especially when others are nudging their EA rates upwards.

linz · 12 March at 6:25PM

I may have missed comments about this one, but my Revolut had a boosted savings account for 4.5% with daily interest on balanced up to £20k. Presuming it's available to everyone. I'm only on the normal membership.

janusd · 12 March at 7:28PM

https://forums.moneysavingexpert.com/discussion/comment/81920562#Comment_81920562

I believe that was only a promotional offer available until January 2026 - those who qualified get the boosted rate until end of July… so no longer available.

linz · 12 March at 7:53PM

https://forums.moneysavingexpert.com/discussion/comment/81920676#Comment_81920676

ahh ok thanks, I was still able to open one today, surprised I didn't notice it earlier !

friolento · 12 March at 11:39PM

https://forums.moneysavingexpert.com/discussion/comment/81920705#Comment_81920705

I was also able to open one today, which is now showing with 4.5%.

However, according to the terms I was asked to agree to, the offer has expired and I am not eligible for it.

There is also a term suggesting that you are not eligible if you previously held an account with Clearbank, which I had, via Chip.

It’s all quite opaque and I will probably not use the account whilst I still have my boosted 4.45% at Zopa.

Bridlington1 · 13 March at 6:56AM

@soulsaver

Coventry BS 3 Access - 4.25% 'Tri' £1min has disappeared from moneyfacts suggesting it's about to go NLA

To be replaced by Coventry BS 4 Access Saver - 1 Year at 4.15%

1spiral · 13 March at 8:34AM

https://forums.moneysavingexpert.com/discussion/comment/81920062#Comment_81920062

This is what I did for myself. I didn't even have the app because I prefer using websites but I was trying to talk my mum through the opening process on the phone (as she already has a cynergy account and the app is easier for her to use) but she couldn't find any way to open a new account. In the end I downloaded the app to try and talk her through it and couldn't find an option either, hence the question.

I thought the whole idea of apps were that they were meant to replace the using of websites. That won't work if they don't give apps full functionality.