The New Top Easy Access Savings Discussion Area

ccluedo

https://forums.moneysavingexpert.com/discussion/comment/81914730#Comment_81914730

Same scenario as one of mine (£1over) and the 5% showed up day after I reduced balance to 3k.

Steve_xx

https://forums.moneysavingexpert.com/discussion/comment/81914733#Comment_81914733

I've left £1 in it. I'll check tomorrow and see if it's gone back to 5% and if so I'll refund it up to 3k. I'm now wondering if the rate goes to zero if they add interest and it takes the balance over 3K?

refluxer

https://forums.moneysavingexpert.com/discussion/comment/81914744#Comment_81914744

Yes, if you've got the full £3k saved then any interest added will result in online banking stating the rate is 0%.

They've presumably decided that stating 0% is the safer option when the balance exceeds £3k because if it still stated 5%, people might think they were getting that rate for the full balance.

It doesn't actually go to zero though - you'll still be getting 5% on the first £3k.

fryedslyce

https://forums.moneysavingexpert.com/discussion/comment/81901594#Comment_81901594

Unless I'm missing something, I can see nothing in the T's & C's that limit the number of these accounts you can open. I'm sure previous limited access accounts specifically stated you could only have one.

Growingold

https://forums.moneysavingexpert.com/discussion/comment/81914279#Comment_81914279

@soulsaver

Thank you 😊

porcorosso

Interest rates raised to 4%. Does this mean we gonna see a big up spike in our savings percentage?

janusd

https://forums.moneysavingexpert.com/discussion/comment/81915554#Comment_81915554

they haven't been raised - maybe on the 19th, when the BoE meet next, they will do (or hold them) - but not today.

friolento

https://forums.moneysavingexpert.com/discussion/comment/81915554#Comment_81915554

The BoE rate remains at 3.75% until at least March 19, when they may or may not make a different decision

https://www.bankofengland.co.uk/monetary-policy/the-interest-rate-bank-rate

shirley999

https://forums.moneysavingexpert.com/discussion/comment/81915554#Comment_81915554

The next Bank of England Monetary Policy Committee (MPC) base rate decision will be announced at 12:00 PM on 

Thursday, 19 March 2026

huw01

Raisin did email yesterday to say that interest rates had been increased on some 9 month and 12 month fixed rate accounts to around 4. 1%