The New Top Easy Access Savings Discussion Area

Middle_of_the_Road

Still showing just now

ToastLady

Very strange, wasn't showing earlier for me. I've deleted my post to avoid confusion.

Mrs_Trellis_of_North_Wales

Email from DF Capital: We’re writing to let you know that we’re increasing the interest rate on your Easy Access savings account, effective from 18 March 2026.

Current Interest Rate 4.20% AER

New Interest Rate 4.25% AER

janusd

@soulsaver

Tipton & Crossley BS 6 Access Saver @ 4.10% AER (1k min) available from 19th March (App only).

branch & postal version will be 4.05% AER from 19th March.

CuparLad

https://forums.moneysavingexpert.com/discussion/comment/81928627#Comment_81928627

@soulsaver FYI

Happy to see DF Capital back in the game. I was always very pleased with their EA Account, so it was a bit of a shame that they dropped out of the TOTP Top 10 for a while.

soulsaver

https://forums.moneysavingexpert.com/discussion/comment/81928673#Comment_81928673

Tipton & Coseley BS 6 Access Saver 4.10% £1k min (18/03) AO.

Sorry, just relegated offers below position 10 in ToTP … but added in the trail for info. Thanks @janusd

soulsaver

Note: I intend to delete the older Relegations in a tidy up to the ToTP in the next couple of days.

I can't think why, but if you need the data please be quick to copy it.

nottsphil

You could earn more interest on your savings
By opening a Club Lloyds savings account

I just got an email informing me that there is now a Club Lloyds instant access account. "Great!" I thought, because the equivalently branded Regular Saver pays 6.25%. So, what is it paying? Wow, 0.95% monthly interest?!

Reality set in instantly when I saw the AER...

Oh dear, it's a really pathetic offering, and a slur on the reputation of Club Lloyds.

janusd

https://forums.moneysavingexpert.com/discussion/comment/81929008#Comment_81929008

though the rate increases to 1.20% if you put £100,000+ into the account - but only for the first year! 😲

janusd

@soulsaver

Tembo HomeSaver Account now paying 4.75% AER (3.00% monthly interest + 1.75% fixed bonus for first 12 months).

I would assume this is for new accounts only - as my 4.55% (with 1.55% bonus existing rate) currently hasn't changed.

it says in the app's AI chat that a) any increase would be applied immediately and shown in the app, b) that there are multiple issues of this account with different rates and bonuses and c) you can only ever have one issue of this account - so closing an existing HomeSaver account and opening this new issue is not an option.