The New Top Easy Access Savings Discussion Area

1spiral · 9 February at 4:49PM

Has Cynergy announced any rate drops recently? I have issue 90 of their EA accounts at 4.15% but only have £1 in it so don't receive updates on forthcoming rate drops and have some funds that I need to find a home for this week.

AndyTh_2 · 9 February at 10:40PM

https://forums.moneysavingexpert.com/discussion/comment/81877264#Comment_81877264

on https://www.cynergybank.co.uk/api/file-download/rates-for-off-sale-products-or-cynergy-bank there's no dates of changes for any off sale EA accounts beyond 22nd December still

20122013 · 9 February at 11:23PM

CAHOOT SUNNY SAVER

Is there a set date when the interest is paid to this account?

As the interest had been paid into my account on the 9th since November but this month it was on the 8th, I just moved the money today (9th) to my Cahoot Simple account and it is showing it has been credited on the 10th.. I seem to keep missing a day or days with interests and account maturing.. Be good to know whether there is a pattern or how to work out the interest credit day / date, please?

My online account was opened on the 6th.. and AI says

'Cahoot Sunny Day Saver interest is paid on the monthly or yearly anniversary of the account opening, depending on your choice at setup; you select either monthly or annual interest payment, and it's paid into the account itself, becoming available the next day, with annual payments made on the account's maturity date. Interest is calculated daily but paid out as per your preference, with annual payments coinciding with the 12-month term end. Interest Payment Options:

Monthly: Interest is paid on the monthly anniversary of the account opening.'

Am I missing something?

chris_the_bee · 9 February at 11:42PM

https://forums.moneysavingexpert.com/discussion/comment/81877861#Comment_81877861

Cahoot Sunny Saver

Not sure about the set date question but with regards to "I just moved the money today (9th) to my Cahoot Simple account and it is showing it has been credited on the 10th" You moved the money after the 8pm cutoff for same day credit.

pecunianonolet · 10 February at 12:13AM

Principality

Has anyone that is impacted by the login issue been able to open any accounts over the phone? I want to open the 1y reg saver bond issue 36 before it is withdrawn.

cloud_dog · 10 February at 10:24AM

https://forums.moneysavingexpert.com/discussion/comment/81877168#Comment_81877168

Just to confirm that the increase appears to be across the issues. We have Issue 4 and it is now showing 4.20%.

1spiral · 10 February at 10:55AM

https://forums.moneysavingexpert.com/discussion/comment/81877815#Comment_81877815

Thanks, I had seen this but I'm pretty sure they only update it after the change and don't advise of notified upcoming changes, hence my question. It would all be so much easier if they informed everyone with the account of changes rather than just those with >£100