The New Top Easy Access Savings Discussion Area

mebu60

https://forums.moneysavingexpert.com/discussion/comment/81881020#Comment_81881020

And some of us are holding earlier Charter issues e.g. 69 (62 as was) at 4.18%.

[Deleted User]

https://forums.moneysavingexpert.com/discussion/comment/81881020#Comment_81881020

Exactly, and such rate adjustments are something Charter Savings Bank have history of.

Only last month I was looking at an ever increasing quantity of their NLA EA accounts I had and wondering which ones to cull as many had been reduced to a common interest rate. But then Charter made it easy for me by renaming some issue numbers. e.g. Issues 58, 63, 64 & 65 were all renamed Issue 57. I managed to cull six Charter EA accounts within the last month alone, and my remaining Issue 57 is looking very vulnerable paying only 3.90% currently.

[Deleted User]

https://forums.moneysavingexpert.com/discussion/comment/81881147#Comment_81881147

Yes, that was quite a recent one from 2 months ago, and hasn't suffered a rate reduction yet.

Issue 68 was the most recent account to be renumbered, back to issue 59.

Edit: Are you sure your Issue 69 was your former Issue 62?

My former Issue 62 was renamed Issue 59 (like former Issue 68)

Or do you mean you ditched & switched your former Issue 62 for an Issue 69 when it was on sale?

mebu60

https://forums.moneysavingexpert.com/discussion/comment/81881178#Comment_81881178

'Or do you mean you ditched & switched your former Issue 62 for an Issue 69 when it was on sale?'

Good spot @gpman I did indeed do that. Apologies if I confused anyone. Including myself!

DRS1

https://forums.moneysavingexpert.com/discussion/comment/81881317#Comment_81881317

Thank you. I was looking at the Yorkshire savings accounts yesterday and completely missed this one.

cadguy77

https://forums.moneysavingexpert.com/discussion/comment/81871984#Comment_81871984

@soulsaver

Tembo Home Saver currently 4.55% AER (if i'm not mistaken)

https://www.tembomoney.com/savings/homesaver

friolento

https://forums.moneysavingexpert.com/discussion/comment/81881706#Comment_81881706

You only get this rate if you take out a Tembo mortgage in 12 months time, and on £20k max.

cadguy77

https://forums.moneysavingexpert.com/discussion/comment/81881721#Comment_81881721

I don't believe you need to take out a Tembo Mortgage to earn the 4.55% (3% + 1.55% introductory Rate), just keep the account open for 12 months. The additional bonus rate of 1.2% is conditional on taking out a mortgage through them.

https://www.datocms-assets.com/15134/1770805396-homesaver-summary-box-v1-0d-2026-02-11.pdf

"5.75% AER (Variable), including conditional bonuses, comprised of:

A) Base Rate: 3.00% AER (variable). Interest is earned daily and paid on the 8th working day of the following month.

B) 12-Month Introductory Rate: 1.55% AER fixed bonus, earned daily for 12 months from applying to open the account and paid if the account stays open for 12 months; and

C) Home Saver Bonus: 1.20% AER fixed bonus, earned daily for 12months from the date you submit your application to open your Home Saver account, and paid if you complete a qualifying mortgage through Tembo Money Limited within 3 years from the date of account opening."

exel1966

https://forums.moneysavingexpert.com/discussion/comment/81881721#Comment_81881721

Max a/c balance is £25K. The 3.00+1.55% bonus are not dependent on taking out a mortgage, only the additional 1.20% mortgage bonus is.

CuparLad

HomeSaver Bonus (conditional): 1.20% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a qualifying mortgage through Tembo Money Limited. Accrual stops after day 365. The bonus is forfeited if you make more than three withdrawals in any rolling 365-day period or if your balance falls below £1,000 from month 12 until you claim.