The New Top Easy Access Savings Discussion Area

Growingold

Don't know if it's been mentioned but just seen on Spring website that their Easy Saver interest rate will change to 3.82% AER (variable) from 03/03/2026 . I have received no notification yet though.

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4justice2

https://forums.moneysavingexpert.com/discussion/comment/81884003#Comment_81884003

I've just had an email notification today 17.2.26.

3.82% AER (3.75% monthly) from 3.3.26.

gpman

@soulsaver

14 Kent Reliance EA Saver - Issue 12 4.05% (22/01) - NLA

Now Issue 13 @ 4.07%

StayinAlive

https://forums.moneysavingexpert.com/discussion/comment/81891325#Comment_81891325

I'm still languishing down at EA Issue 3 (3.95%). Very impressed with withdrawal/deposit speeds.

I guess there's no reason to assume that Issue 13 is any different? (And easy to transfer over).

gpman

https://forums.moneysavingexpert.com/discussion/comment/81891398#Comment_81891398

Kent Reliance

Should be.

1. Apply for the new account (it should open during your session)
2. Back to your accounts (you should see the new account in the list)
3. Click on 'move money' for the account you wish to close
4. Click on 'transfer'
5. Move all the money to the new account
6. Back to your accounts
7. Click on the 3 dots next to the old account - the last option in the dropdown is to close

I think the residual interest has to go to your nominated account. (Not sure how long it takes)

Remember, KR needs overnight to get CoP passed to your bank, so you will not be able to add anything from your nominated account until the day after opening.

castle96

Bunged most ofit in Chase 4.5(see t&C) ant see anything better (filled all decent RSs)

huw01

I'm guessing that soon my cahoot simple saver issue 13 I opened last year via topcashback will come into play soon with it's fixed interest rate of 4.31% for a year.

Ulster Bank will drop down early March from 4.5% to 4.25%, Zopa is currently 4.45% but if as expected there is a BoE rate cut in March zopa will drop then I think by my calculations that Cahoot will be my best option until the end of October this year

fonesaver

https://forums.moneysavingexpert.com/discussion/comment/81891687#Comment_81891687

Cahoot Simple Saver is a variable rate. I'm surprised they haven't given notification of a drop yet!

littlemoney

https://forums.moneysavingexpert.com/discussion/comment/81891524#Comment_81891524

If you have accounts on the old Kent Reliance platform, you cannot move it directly to an account on the new platform. Money has to be withdrawn to your nominated bank account and then sent to your new account on the new platform

gpman

https://forums.moneysavingexpert.com/discussion/comment/81891708#Comment_81891708

What would you suggest they reduce it to?

Bearing in mind they have already reduced the rate to 4.05% for new applications?

Bearing in mind that Chase are already trouncing them for new customer applications.

Bearing in mind, the latest trend of other institutions appears to be raising rates, so already beating the Cahoot rate for new customers, and almost tugging at the coat tails of Cahoot NLA, especially if they reduce that NLA rate

Bearing in mind they and a number of other oganisations currently offer a higher rate for smaller deposit limits

And bearing in mind that I'm sure most of us have a NLA EA account that would very quickly & willingly accept our Cahoot funds if they dare reduce interest rates. West Brom @ 4 .3% (NLA, but only reduced earlier this month) is probably my example of one waiting in anticipation & willing Cahoot to commit financial harakiri