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The New Top Easy Access Savings Discussion Area
Comments
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I don't believe you need to take out a Tembo Mortgage to earn the 4.55% (3% + 1.55% introductory Rate), just keep the account open for 12 months. The additional bonus rate of 1.2% is conditional on taking out a mortgage through them.
"5.75% AER (Variable), including conditional bonuses, comprised of:A) Base Rate: 3.00% AER (variable). Interest is earned daily and paid on the 8th working day of the following month.
B) 12-Month Introductory Rate: 1.55% AER fixed bonus, earned daily for 12 months from applying to open the account and paid if the account stays open for 12 months; and
C) Home Saver Bonus: 1.20% AER fixed bonus, earned daily for 12months from the date you submit your application to open your Home Saver account, and paid if you complete a qualifying mortgage through Tembo Money Limited within 3 years from the date of account opening."
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Max a/c balance is £25K. The 3.00+1.55% bonus are not dependent on taking out a mortgage, only the additional 1.20% mortgage bonus is.
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HomeSaver Bonus (conditional): 1.20% gross (fixed), earned daily from the date of your first deposit and paid once after 365 days, payable only if you complete a qualifying mortgage through Tembo Money Limited. Accrual stops after day 365. The bonus is forfeited if you make more than three withdrawals in any rolling 365-day period or if your balance falls below £1,000 from month 12 until you claim.
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Ditto, my test £1 also showing 4.2% instead of the published 4.05%.
N.B. this YBS Four Access eSaver becomes an easy access account after a year.
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Can anyone remember the deal with Cahoot? Son opened an account yesterday as a new customer and using Topcashback too. Application seemed fine but he’s not received an email or anything…….TCB tracking ok so that part worked.
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On Tembo's HomeSaver information sheet from their site, below, I can't see the more than 3 withdrawals or the balance falling below £1,000 conditions. Am I being blind? (apologies if so!)
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As much as I remember (I opened my first Cahoot 2 years ago) it took a couple of days for the account to be opened and the first e-mail I received was "Your cahoot account is now open". After that every new account opening was instant.
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An increase at the Progressive Building Society from 1.3% to 3%.
Increase in interest rate payable on Online Instant Access Saver Account 2 – current interest rate 1.30% Gross*/AER** (variable)
I am writing to advise that the Society has reviewed the interest rate payable on the Online Instant Access Saver Account 2. The interest rate will increase from 1.30% Gross*/AER** (variable) to 3.00% Gross*/AER** (variable) and the change will be effective from 16 February 2026.
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Another group with seemingly no idea what they are doing.,They've only just reduced it from 1.55% to 1.30% effective from the 1st Feb in an email on the 16 January
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Earn Market-Leading 5.75% AER With Tembo HomeSaver
Scroll down to near the bottom, to the last white bit before the last dark place, below where it says 'See All Guides'.
There's mistakes included (Max £20k should be 25k, FSCS £85k should be 120k)
Also they are an aggregator - DYOR
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