The New Top Easy Access Savings Discussion Area

seriously

Not sure if this is the right place to post but Sidekick have released this 4.48%

https://www.sidekickmoney.com/multi-shield-savings

I have a savings account with them but haven't used this yet. Should be good no? FCS protection up to £225k and easy access (although if it's like the previous account I had, not quite instant).

equora

Looking at the screenshots on Sidekick's website there is a £25K minimum.

AndyTh_2

equora said:

Looking at the screenshots on Sidekick's website there is a £25K minimum.

luckily anyone with £85k-£225k has £25k

AndyTh_2

anyway, joking aside, does the Sidekick 4.48% headline rate include the 1% bonus so go down to 3.48% after 6 months?

EthicsGradient

Yes, it says "Earn up to 4.48% AER (variable), including a 1% bonus for 6 months on your first £85,000"

soulsaver

equora said:

Looking at the screenshots on Sidekick's website there is a £25K minimum.

Faqs: £10k min

Malchester

And next day withdrawals!!!

AdamC_2

Hi all. I opened a Chase Savings account (and Current account) a couple of years ago and the interest rate was largely competitive. However iirc it always had a "bonus" element you had to ask for. I just noticed it's now only 2.5% and there's no "bonus" ("booster"?) applied anymore. Is there any way of getting a better rate with Chase and avoid the faff of opening a new account somewhere else? Thanks.

allegro120

AdamC_2 said:

Hi all. I opened a Chase Savings account (and Current account) a couple of years ago and the interest rate was largely competitive. However iirc it always had a "bonus" element you had to ask for. I just noticed it's now only 2.5% and there's no "bonus" ("booster"?) applied anymore. Is there any way of getting a better rate with Chase and avoid the faff of opening a new account somewhere else? Thanks.

There is no "booster" for existing customers at the moment. The last one was introduced on 28th April 2025 currently paying 4.3%, but it's no longer available.  So the answer is "no".  If you want to get a decent rate you need to put your money elsewhere.

schiff

I'm new to Cahoot though my principal bank is Santander. I opened a Cahoot Simple Saver, in a few days it was confirmed that it was successful. The sort code, account number was provided so I sent £200 by FP. It hasn't come back. I was told that I would get letters with all the information to create my online account to operate things. Needless to say, the post being what is, I've not received anything, but it is early days.
Then, out of the blue, I get a message to say they want more ID information, copy documents, etc!
Is this usual?