The New Top Easy Access Savings Discussion Area

poppystar

Bridlington1 said:

@soulsaver

Hodge Bank EA  Iss1 slips from 4.4% to 4.15%

I think this leaves space above it to slip in the https://www.familybuildingsociety.co.uk/savings/easy-access-savings/product-detail/market-tracker-saver-(1).   at 4.25%

janusdesign

Bridlington1 said:

@soulsaver

Hodge Bank EA  Iss1 slips from 4.4% to 4.15%

thanks for the heads up - there's at least 14 days notice on this account for rate drops, so I assume it won't be applied to existing customers until the beginning of next month.

Bridlington1

poppystar said:

Bridlington1 said:

@soulsaver

Hodge Bank EA  Iss1 slips from 4.4% to 4.15%

I think this leaves space above it to slip in the https://www.familybuildingsociety.co.uk/savings/easy-access-savings/product-detail/market-tracker-saver-(1).   at 4.25%

Close Brothers EA at 4.3% would sneak slightly above it, also Buckinghamshire BS have an Online Single Access Saver at 4.26% (reduces to 4.01% on 1/9/25 though).

Rheumatoid

flaneurs_lobster said:

MichaelAP said:

The £20k max can not be overridden both within the App or Online. The max allowed you can set is £20k as @Rheumatoid mentions.

It says in can be overrdden in the app FAQ (please forgive shonky picture, app doesn't allow screenshots)

Doesn't allow me to transfer a total of more than 20k a day and I am registered for biometric approval 

MichaelAP

flaneurs_lobster said:

MichaelAP said:

The £20k max can not be overridden both within the App or Online. The max allowed you can set is £20k as @Rheumatoid mentions.

It says in can be overrdden in the app FAQ (please forgive shonky picture, app doesn't allow screenshots)

I have no idea where you saw that screen? There is nothing within the NatWest app that I can find which shows what you have provided.
As @Rheumatoid mentions even with biometrics approved you still cannot increase above the daily max of 20k. 

gt94sss2

https://www.natwest.com/support-centre/general-banking-information/general/what-are-the-payment-limits.html

Rheumatoid

gt94sss2 said:

https://www.natwest.com/support-centre/general-banking-information/general/what-are-the-payment-limits.html

I would love to get this to work but it doesn't. I am barred from payments over 20k a day even with biometrics as stated above.

flaneurs_lobster

MichaelAP said:

flaneurs_lobster said:

MichaelAP said:

The £20k max can not be overridden both within the App or Online. The max allowed you can set is £20k as @Rheumatoid mentions.

It says in can be overrdden in the app FAQ (please forgive shonky picture, app doesn't allow screenshots)

I have no idea where you saw that screen? There is nothing within the NatWest app that I can find which shows what you have provided.
As @Rheumatoid mentions even with biometrics approved you still cannot increase above the daily max of 20k. 

OK, it's a fair cop.

That screen doesn't exist in the NatWest app, I cobbled it together in Notepad for my own amusement and just to confuse people.

Seriously, could be they only open that functionality up to select customers? I do remember that it was well buried.

Home screen/Payments/Payment settings/Payment controls/Payment limits/Help (the question mark in a circle top right)/FAQ #2

tg99

Hi, my Santander edge saver is about to hit the 12 months and lose the bonus so rate drops to 4.00%. To get the full 6.00% rate again inc bonus is it easiest just to close the account then open a new one online? Is there a function to allow you to close or is it something have to call or go on live chat to do? Thks 

allegro120

tg99 said:

Hi, my Santander edge saver is about to hit the 12 months and lose the bonus so rate drops to 4.00%. To get the full 6.00% rate again inc bonus is it easiest just to close the account then open a new one online? Is there a function to allow you to close or is it something have to call or go on live chat to do? Thks 

1. Reduce balance to zero
2. Close the account via live chat (type “close account” and follow instructions)

3. Wait for few days until the account disappears from view (accrued interest will be paid into Santander current account of your choice)
4. Open new account.