The New Top Easy Access Savings Discussion Area

refluxer

porcorosso said:

Whats the best saving account currently then to put 60k in then?
My atom gone down to like 4%

You can find a list of the current best-paying easy access accounts here.

If you don't already have a Chase account, then new customers can currently get a 2.25% boost on a Chase Saver for a year, which works out at 4.75%. The rate tracks the BoE base rate, so will go up and down accordingly. Instant deposits and withdrawals. You need to open a Chase current account first, but you don't have to use it.

JGal

If anyone has any hidden links for accessing Skipton FA accounts (standard or ISA) I'd appreciate them sending. I used one that was in here last year. 

janusd

@soulsaver RCi Bank Freedom Savings dropping from 4.20% to 4.05% AER on 9th September for existing accounts... currently at that rate for new accounts.

Bridlington1

@soulsaver

Chip Instant Access Account drops from 4.84% to 4.32% for new customers (includes 1.58% bonus for 12 months)

RedImp_2

Not that it’s a worthwhile account but for the record Shawbrook Bank EA down to 3.3%.

Although as an aside, don’t do what I did and absentmindedly leave £400 in there. 
1 The interest rate drops to 0.05% 
2. Minimum online withdrawal is £500

Bridlington1

RedImp_2 said:

Not that it’s a worthwhile account but for the record Shawbrook Bank EA down to 3.3%.

Although as an aside, don’t do what I did and absentmindedly leave £400 in there. 
1 The interest rate drops to 0.05% 
2. Minimum online withdrawal is £500

And withdrawals arrive the next working day IIRC.

InvesterJones

RedImp_2 said:

Not that it’s a worthwhile account but for the record Shawbrook Bank EA down to 3.3%.

Although as an aside, don’t do what I did and absentmindedly leave £400 in there. 
1 The interest rate drops to 0.05% 
2. Minimum online withdrawal is £500

It's funny, they used to be near the top, but now seem to be keen not to attract new business.

KevinG

RedImp_2 said:

Not that it’s a worthwhile account but for the record Shawbrook Bank EA down to 3.3%.

Although as an aside, don’t do what I did and absentmindedly leave £400 in there. 
1 The interest rate drops to 0.05% 
2. Minimum online withdrawal is £500

If you have less than £500 in the account you can withdraw it all.

RedImp_2

KevinG said:

RedImp_2 said:

Not that it’s a worthwhile account but for the record Shawbrook Bank EA down to 3.3%.

Although as an aside, don’t do what I did and absentmindedly leave £400 in there. 
1 The interest rate drops to 0.05% 
2. Minimum online withdrawal is £500

If you have less than £500 in the account you can withdraw it all.

Yes but not online as I mentioned 

poblomov

InvesterJones said:

It's funny, they used to be near the top, but now seem to be keen not to attract new business.

You can get 4.26% easy access with them through Raisin it seems. Min £1,000. Perhaps that's their current favoured way of getting new deposits