The New Top Easy Access Savings Discussion Area

chris_the_bee

dosh37 said:

SnowMan said:

The no longer available West Brom 4 access saver (issue 1) and no longer available West Brom 4 access saver (issue 2) are reducing from 4.65% AER to 4.4% AER on 15th September 

https://www.westbrom.co.uk/savings/savings-interest-rates-at-a-glance

(click on 'Variable interest rates for accounts not available to open')

This aligns them from 15th September with the currently available West Brom 4 access saver (issue 3) which reduces to 4.4% AER from 4.55% AER also on 15th September. 

Interesting.

I have a Four Access Saver Iss 2.

My understanding is that banks etc have a legal obligation to notify customers of any reduction in interest rates.

I have not yet received an email from them.

Only if you have £100.00+ I believe

schiff

Email from Newcastle BS - 6 month variable issues 1 and 2 reduced from 4.40% to 4.15% wef 4/9/25

Bridlington1

@soulsaver
Nottingham BS Bonus Access Saver 11 4.35%, £1k min, includes 2.3% bonus till 31/10/26.

Bridlington1

@soulsaver
West Brom BS Four Access Saver Issue 3  4.55% Min £1 NLA

alfred64

West Brom is the only bs that I know of that has a branch open until 6pm on Saturdays.( Correct me if I am wrong.)
New Sq. west Bromwich:

Opening times

Monday	9:15am - 6:00pm
Tuesday	9:30am - 6:00pm
Wednesday	9:15am - 6:00pm
Thursday	9:15am - 6:00pm
Friday	9:15am - 6:00pm
Saturday	9:15am - 6:00pm

seriously

Not sure if this is the right place to post but Sidekick have released this 4.48%

https://www.sidekickmoney.com/multi-shield-savings

I have a savings account with them but haven't used this yet. Should be good no? FCS protection up to £225k and easy access (although if it's like the previous account I had, not quite instant).

equora

Looking at the screenshots on Sidekick's website there is a £25K minimum.

AndyTh_2

equora said:

Looking at the screenshots on Sidekick's website there is a £25K minimum.

luckily anyone with £85k-£225k has £25k

AndyTh_2

anyway, joking aside, does the Sidekick 4.48% headline rate include the 1% bonus so go down to 3.48% after 6 months?

EthicsGradient

Yes, it says "Earn up to 4.48% AER (variable), including a 1% bonus for 6 months on your first £85,000"