The New Top Easy Access Savings Discussion Area

soulsaver

ToTP:
The Top 10 (or so) ranked Easy Access accounts. See the first page for 'Keys' & Caveats.
All links checked and updated as at 14:05 hrs 20/07/25

Top Easy Access acs Ranked by rate: Top of The Pots - **No Chat** — MoneySavingExpert Forum

If you find the info. useful, you can always find this link in my signature box on any of my posts - like below . 

MFMP

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

pokemaster

Sunny Day Saver

"You can have a maximum of 1 sole account and 1 joint account per person."

https://www.cahoot.com/products-and-services/cahoot-sunny-day-saver

(Its in the "things to keep in mind" section)

ALSO on the fact sheet:

under "managing account"

"You can pay money into your account and take money out at any time using Online or Telephone
Banking. You can have a maximum of two cahoot Sunny Day Saver accounts – one in your sole
name and one you can hold jointly with someone else"

darren72

MFMP said:

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

I've held two Sunny Day accounts (in sole name), but they were different issues - I'm not sure if that makes a difference.

MFMP

Thanks both for the speedy replies. 

allegro120

MFMP said:

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

I have 8 Cahoot Sunny Days. Issues 2, 3, 4 and 5 - 2 accounts of each issue (one sole and one joint). 

I also have 2 Simple savers, issues 9 and 10. 

Archerychick

I have 3 sunny day savers at the moment, I opened a second issue 5 by mistake (I thought it was a new issue), so their system doesn’t seem to present additional accounts being opened - I haven’t funded this other issue 5 yet though 

Bob2000

allegro120 said:

MFMP said:

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

I have 8 Cahoot Sunny Days. Issues 2, 3, 4 and 5 - 2 accounts of each issue (one sole and one joint). 

I also have 2 Simple savers, issues 9 and 10. 

Is there a way of knowing in advance  when a new issue is about to be launched?

janusdesign

Bob2000 said:

allegro120 said:

MFMP said:

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

I have 8 Cahoot Sunny Days. Issues 2, 3, 4 and 5 - 2 accounts of each issue (one sole and one joint). 

I also have 2 Simple savers, issues 9 and 10. 

Is there a way of knowing in advance  when a new issue is about to be launched?

not really - best to just keep an eye on this thread... someone eagle-eyed will usually post here within a day or two of a new launch.

the issues are usually around for a while - Sunny Day 5 has been around since the start of April; Simple Saver 9 (4.41%) was available for just 3 weeks until 10 (4.55%) was launched... consequently, I don't use 9 now, I use Issue 10 and have an unused Issue 4 (4.35%) maturing next month.

there was a long period where the Simple Saver issues were at 3% or 4% - so don't assume that the next issue will always be better than the existing one. 

Previous rates and fees | Cahoot

Bob2000

janusdesign said:

Bob2000 said:

allegro120 said:

MFMP said:

Does anyone here know if you are permitted to open multiple cahoot sunny day and / or normal savings accounts. Or are you limited to one of each. 

I've read the T&Cs and can't find the answer. 

Thanks in advance 

I have 8 Cahoot Sunny Days. Issues 2, 3, 4 and 5 - 2 accounts of each issue (one sole and one joint). 

I also have 2 Simple savers, issues 9 and 10. 

Is there a way of knowing in advance  when a new issue is about to be launched?

not really - best to just keep an eye on this thread... someone eagle-eyed will usually post here within a day or two of a new launch.

the issues are usually around for a while - Sunny Day 5 has been around since the start of April; Simple Saver 9 (4.41%) was available for just 3 weeks until 10 (4.55%) was launched... consequently, I don't use 9 now, I use Issue 10 and have an unused Issue 4 (4.35%) maturing next month.

there was a long period where the Simple Saver issues were at 3% or 4% - so don't assume that the next issue will always be better than the existing one. 

Previous rates and fees | Cahoot

Ok, thanks for that comprehensive reply. I appreciate it.