The New Top Easy Access Savings Discussion Area

SonOfPearl

Tesco Bank rate change notification via email:

northernstar007

can i just say about tesco bank, ive got the internet saver, paying 4.31% and the app is very easy to use 
also access to the funds are instant stright into my bank acc, couldnt be happier, highly recommended

Bridlington1

@soulsaver

Harpenden BS Online Single Access (Issue 1) 4.50% NLA

shirley999

northernstar007 said:

can i just say about tesco bank, ive got the internet saver, paying 4.31% and the app is very easy to use 
also access to the funds are instant stright into my bank acc, couldnt be happier, highly recommended

Agree 100%, my best one is still paying 4.56% as to date they have never dropped the 12-month bonus rate.  Once that ends in July I move on to the next best paying 4.46%, after that 4.31%; all of course being reduced by 0,1% on 16th July but they are very user friendly, easy access accounts, easy to open and close.  

frosch411

Got an email today from SecureTrust bank re: my issue 20 access account that interest will go down as of 27th June:

The change at a glance 

Current interest rate:

4.45% AER*

4.36% Gross Rate p.a. 

From 27 June 2025:

4.20% AER*

4.12% Gross Rate p.a.

EthicsGradient

Vida Savings Defined Access Issue 1 will go from 4.63% AER to 4.38% AER (monthly 4.29%) on 4th July - via email.

ToastLady

@soulsaver

Just had email from Vida

Important Update: Your Defined Access Issue 1 Interest Rate is Changing
As you may know, the Bank of England recently reduced the base rate by 0.25% to 4.25% on 8th May 2025.

As a result, and following a review of our current rates and the wider market, we are reducing the rate on your Defined Access Issue 1 by the same amount to 4.38% Gross/AER (Annual interest), 4.29%/4.38% Gross/ AER (Monthly interest).
Your new rate will be effective from 4th July 2025

soulsaver

ToastLady said:

@soulsaver

Just had email from Vida

Important Update: Your Defined Access Issue 1 Interest Rate is Changing
As you may know, the Bank of England recently reduced the base rate by 0.25% to 4.25% on 8th May 2025.

As a result, and following a review of our current rates and the wider market, we are reducing the rate on your Defined Access Issue 1 by the same amount to 4.38% Gross/AER (Annual interest), 4.29%/4.38% Gross/ AER (Monthly interest).
Your new rate will be effective from 4th July 2025

Top Easy Access acs Ranked: Top of The Pots - **No Chat** - Page 88 — MoneySavingExpert Forum

ircE

True EA accounts are easy access savings accounts which can be opened, and the headline interest rate earned, with up to £10. These accounts allow unlimited withdrawals. This table excludes fee-charging accounts, accounts limited to smaller balances, and accounts only available through savings marketplaces. Instant True EA accounts are those True EA accounts whose funds can be accessed immediately 24/7. Highlighted entries show changes since last time: green for rate increases, red for rate reductions, and blue for new entries to the respective tables.

After staying just off the radar for the first few months of its existence, Snoop's Easy Access Savings Account makes its debut on the scorecard and becomes the leading True EA account for savers who are not eligible for the Chase boosted rate. Snoop is owned by Vanquis Bank, and funds saved with Snoop are covered by Vanquis' FSCS licence.

Next MPC meeting is next Thursday 19th June.

* Cynergy Bank and Spring are both tied in for last place in the True EA table at 4.30%, I go by the moneyfacts website order.

happybagger

So I have today had this email from cahoot

"We want to remind you that your Cahoot Sunny Day Saver does not pay interest on balances over £3,000. Currently you have a balance over this amount which isn't earning you any interest"

I have an issue paying 4.75% just under 3k

Following other people's comments saying they opened a different issue and got interest on both issues without a problem I did the same, so I also have the current issue paying 5%, just under 3k.

So... Where do they get "balance above 3k" from, are they aggregating the two?

If so, be aware.