The New Top Easy Access Savings Discussion Area

BACKTOBACK

Does the Atom instant saver reward pay interest monthly? And if so is it 1st of the month or one month from opening date? 
Thanks

flaneurs_lobster

BACKTOBACK said:

Does the Atom instant saver reward pay interest monthly? And if so is it 1st of the month or one month from opening date? 
Thanks

Bit of Googling will usually work......

We calculate interest on your balance daily using the gross interest rate and add it to your account once a month, usually on the same date your account was opened.

MichaelAP

BACKTOBACK said:

Does the Atom instant saver reward pay interest monthly? And if so is it 1st of the month or one month from opening date? 
Thanks

Yes…. I opened mine on the 4th of a month.
Interest payments have always returned on the 4th of each month.

easysaver

BACKTOBACK said:

Does the Atom instant saver reward pay interest monthly? And if so is it 1st of the month or one month from opening date? 
Thanks

Look at your opening email to see what date your interest is paid. On the app under Interest rate dashboard it tells you how many days until the interest is paid.

soulsaver

In at 10 in ToTP 

Secure Trust Access Ac 4.45% £1 min (11/06)

• Variable Rate Access Account
• Account can be managed by Internet Banking, app or phone
• Minimum £1 deposit must be made within 30 days of opening the account
• Minimum £1 operating balance
• Minimum £1 for each deposit
• Electronic payments only; cheques not accepted
• Maximum £250,000 account balance (excluding credit interest)
• Maximum £1,000,000 aggregate balance across all accounts held (excluding credit interest)
• Unlimited withdrawals can be made to your Nominated Account without notice
• Interest paid monthly into a Nominated Account or credited to this account
• Statements issued quarterly
• Statements are provided via Internet Banking, with the ability to download and print or the option to change to paper if required.

SonOfPearl

Tesco Bank rate change notification via email:

northernstar007

can i just say about tesco bank, ive got the internet saver, paying 4.31% and the app is very easy to use 
also access to the funds are instant stright into my bank acc, couldnt be happier, highly recommended

Bridlington1

@soulsaver

Harpenden BS Online Single Access (Issue 1) 4.50% NLA

shirley999

northernstar007 said:

can i just say about tesco bank, ive got the internet saver, paying 4.31% and the app is very easy to use 
also access to the funds are instant stright into my bank acc, couldnt be happier, highly recommended

Agree 100%, my best one is still paying 4.56% as to date they have never dropped the 12-month bonus rate.  Once that ends in July I move on to the next best paying 4.46%, after that 4.31%; all of course being reduced by 0,1% on 16th July but they are very user friendly, easy access accounts, easy to open and close.  

frosch411

Got an email today from SecureTrust bank re: my issue 20 access account that interest will go down as of 27th June:

The change at a glance 

Current interest rate:

4.45% AER*

4.36% Gross Rate p.a. 

From 27 June 2025:

4.20% AER*

4.12% Gross Rate p.a.