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  • csw5780
    csw5780 Posts: 125 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    edited 3 June at 4:13PM
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    Opened and managed an internal transfer via browser login 👍🏻

    Also from the terms:

    • You can only hold one Member Bonus Saver in your name at any one time (either a Member Bonus Saver or Branch Member Bonus Saver).

    So presumably only one of any issue too. 
  • schiff
    schiff Posts: 20,298 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    Is it permitted to have this account as well as the one linked to the base rate?
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,815 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    schiff said:
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    Is it permitted to have this account as well as the one linked to the base rate?
    I have both, haven't seen any prohibition.
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,166 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    schiff said:
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    Is it permitted to have this account as well as the one linked to the base rate?
    Yes, you can have this, along with the Member Regular saver.
  • Speculator
    Speculator Posts: 2,370 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    opened and funded by debit card.

    is everyone showing 2.8% and not 5% after initial deposit?




  • flaneurs_lobster
    flaneurs_lobster Posts: 6,815 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    opened and funded by debit card.

    is everyone showing 2.8% and not 5% after initial deposit?

    Mine's showing 5% but I transfered a quid into there from another account.

    Suspect you'll show the unboosted rate until your DC deposit clears in 2-3 days.
  • Speculator
    Speculator Posts: 2,370 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 3 June at 5:56PM
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    opened and funded by debit card.

    is everyone showing 2.8% and not 5% after initial deposit?

    Mine's showing 5% but I transfered a quid into there from another account.

    Suspect you'll show the unboosted rate until your DC deposit clears in 2-3 days.
    That was also my thought so I've just did a £10 FP transfer.

    Impressed that COP recognised straight away unlike other Building Societies.
  • trickydicky14
    trickydicky14 Posts: 1,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 June at 5:59PM
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    opened and funded by debit card.

    is everyone showing 2.8% and not 5% after initial deposit?




    Just opened and move just £20 internally and showing 5% It allowed me to move money internally 
    I choose the rooms that I live in with care,
    The windows are small and the walls almost bare,
    There's only one bed and there's only one prayer;
    I listen all night for your step on the stair.
  • Speculator
    Speculator Posts: 2,370 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    opened and funded by debit card.

    is everyone showing 2.8% and not 5% after initial deposit?




    Just opened and move just £20 internally and showing 5% It allowed me to move money internally 
    Thanks. Allowed me to transfer internally on my PC (but not on app) and now showing 5%.
  • Beeblebr0x
    Beeblebr0x Posts: 374 Forumite
    100 Posts Name Dropper
    I gave up with Cahoot. Their OTP is a combination of letters and numerals which I couldn't copy and paste. Also no sign of biometrics option.
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