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The New Top Easy Access Savings Discussion Area

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  • schiff
    schiff Posts: 20,257 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thank you for that qualification. Since my post I had in fact found my note about the other change. Gatehouse don't ID which account they mean with the account number as others do, just the addition of the word Maturity. I had missed that.
    In any event they are both heading for closure. The RS seems to have escaped the cull - up to now.
  • soulsaver
    soulsaver Posts: 6,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 June at 1:36PM
  • MichaelAP
    MichaelAP Posts: 128 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Anyone had any dealings with Snoop? They have an account named “Snoop Easy Access Savings Account (Issue 1)“.  It has interest rates of 4.60% AER / 4.50% gross (variable). It says Interest is calculated and added to the account daily. If the daily interest is less than 1p, it is added to the next day’s interest and paid once the total reaches at least 1p. It is controlled by Vanquis Bank Limited.
    https://snoop.app/savings/
  • soulsaver
    soulsaver Posts: 6,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    ToTP changes:

    Close Brothers E A Issue 6 4.45% £10k MinFR or 1.0% (30/01) re-entry 03/06

    10 Newcastle BS 6 MthSvr Iss1 4.40% £1 min (03/06)

  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,129 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    edited 3 June at 1:52PM
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.
    Just tried opening the account. Unable to open due to not meeting criteria 🤔

    Edited to add.
    Presumably as my original bonus saver is still open with £1 balance.
  • flaneurs_lobster
    flaneurs_lobster Posts: 6,502 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    MichaelAP said:
    Anyone had any dealings with Snoop? They have an account named “Snoop Easy Access Savings Account (Issue 1)“.  It has interest rates of 4.60% AER / 4.50% gross (variable). It says Interest is calculated and added to the account daily. If the daily interest is less than 1p, it is added to the next day’s interest and paid once the total reaches at least 1p. It is controlled by Vanquis Bank Limited.
    https://snoop.app/savings/
    Good rate for easy access savings. I was rather put off by the requirement to allow full access to the transaction data of my bank account. Didn't proceed in the end as I have headroom available in other accounts paying = or >. 

    I suppose the clue's in the name. It does try hard to upsell other financial/service products, presumably as a referrer.
  • janusdesign
    janusdesign Posts: 961 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.
    Just tried opening the account. Unable to open due to not meeting criteria 🤔

    Edited to add.
    Presumably as my original bonus saver is still open with £1 balance.
    I closed my Issue 1 before applying - it closed immediately and I then opened and funded Issue 2 (well at least i've transferred the funds to it and will hopefully appear at Skipton before the end of the day).
  • Middle_of_the_Road
    Middle_of_the_Road Posts: 1,129 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.
    Just tried opening the account. Unable to open due to not meeting criteria 🤔

    Edited to add.
    Presumably as my original bonus saver is still open with £1 balance.
    I closed my Issue 1 before applying - it closed immediately and I then opened and funded Issue 2 (well at least i've transferred the funds to it and will hopefully appear at Skipton before the end of the day).
    Thanks, will close it and try again.
  • Bobblehat
    Bobblehat Posts: 746 Forumite
    Seventh Anniversary 500 Posts I've been Money Tipped! Name Dropper
    Kim_13 said:
    Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

    It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

    Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.
    How strange!



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