The New Top Easy Access Savings Discussion Area

schiff

Thank you for that qualification. Since my post I had in fact found my note about the other change. Gatehouse don't ID which account they mean with the account number as others do, just the addition of the word Maturity. I had missed that.
In any event they are both heading for closure. The RS seems to have escaped the cull - up to now.

soulsaver

Vida Savings Defined Access Issue 1 `quad' 4.63% £10 min (30/01) ***NLA 03/06***

Replaced by Iss2 4.38% 

MichaelAP

Anyone had any dealings with Snoop? They have an account named “Snoop Easy Access Savings Account (Issue 1)“.  It has interest rates of 4.60% AER / 4.50% gross (variable). It says Interest is calculated and added to the account daily. If the daily interest is less than 1p, it is added to the next day’s interest and paid once the total reaches at least 1p. It is controlled by Vanquis Bank Limited.
https://snoop.app/savings/

Kim_13

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.

soulsaver

ToTP changes:

9 Close Brothers E A Issue 6 4.45% £10k MinFR or 1.0% (30/01) re-entry 03/06

10 Newcastle BS 6 MthSvr Iss1 4.40% £1 min (03/06)

Middle_of_the_Road

Kim_13 said:

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Just tried opening the account. Unable to open due to not meeting criteria 🤔

Edited to add.
Presumably as my original bonus saver is still open with £1 balance.

flaneurs_lobster

MichaelAP said:

Anyone had any dealings with Snoop? They have an account named “Snoop Easy Access Savings Account (Issue 1)“.  It has interest rates of 4.60% AER / 4.50% gross (variable). It says Interest is calculated and added to the account daily. If the daily interest is less than 1p, it is added to the next day’s interest and paid once the total reaches at least 1p. It is controlled by Vanquis Bank Limited.
https://snoop.app/savings/

Good rate for easy access savings. I was rather put off by the requirement to allow full access to the transaction data of my bank account. Didn't proceed in the end as I have headroom available in other accounts paying = or >. 

I suppose the clue's in the name. It does try hard to upsell other financial/service products, presumably as a referrer.

janusd

Middle_of_the_Road said:

Kim_13 said:

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Just tried opening the account. Unable to open due to not meeting criteria 🤔

Edited to add.
Presumably as my original bonus saver is still open with £1 balance.

I closed my Issue 1 before applying - it closed immediately and I then opened and funded Issue 2 (well at least i've transferred the funds to it and will hopefully appear at Skipton before the end of the day).

Middle_of_the_Road

janusdesign said:

Middle_of_the_Road said:

Kim_13 said:

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Just tried opening the account. Unable to open due to not meeting criteria 🤔

Edited to add.
Presumably as my original bonus saver is still open with £1 balance.

I closed my Issue 1 before applying - it closed immediately and I then opened and funded Issue 2 (well at least i've transferred the funds to it and will hopefully appear at Skipton before the end of the day).

Thanks, will close it and try again.

Bobblehat

Kim_13 said:

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.

How strange!