The New Top Easy Access Savings Discussion Area

janusdesign

JamesRobinson48 said:

intalex said:

JamesRobinson48 said:

Family BS - that issue 10 might not be on offer for very long.

Are they known for pulling products within a day of release?

@soulsaver

Family BS Online Saver issue 10 (4.55% variable) is now NLA.

for existing Family BS customers, worth noting that you currently may be able to open this Issue 10 as it's still appearing as one of the options when adding an Easy Access account... and the opening steps are still working (already have one so can't really test it all the way to completion).

soulsaver

Chip Tracker rate inc 1st year New Customer bonus down to 4.56%. 

seriously

ircE said:

Hope everyone had a good bank holiday weekend.

True EA accounts are easy access savings accounts which can be opened, and the headline interest rate earned, with a minimum of up to £10. They allow for unlimited withdrawals. Accounts limited to smaller balances, fee-charging accounts, and accounts only available on savings platforms are excluded. Instant True EA accounts are those True EA accounts which advertise immediate transfer times 24/7. Highlighted entries show changes in the interest rate since last time: red for falls, green for rises, and blue for new entries to the respective table.

As previously discussed I've raised the threshold for minimum balances to £10 and this time that's led to Spring, a platform for Paragon Bank, springing onto the scorecard.

For new customers, Chip is now the best account across the board, and cahoot's latest Simple Saver takes the lead for everyone else.

What do people think of Sidekick? I opened an account with them in March when it was 4.76% but it was only up to £35k. I didn't realise this but they've now changed the limit up to £85k recently, which beats all my other savers.

They're currently 4.51 for new customers. The withdrawals and deposits are not instant but so far it's been alright. Just wanted to know of people's view before I put more money in. Thanks!

KevinG

seriously said:

ircE said:

Hope everyone had a good bank holiday weekend.

True EA accounts are easy access savings accounts which can be opened, and the headline interest rate earned, with a minimum of up to £10. They allow for unlimited withdrawals. Accounts limited to smaller balances, fee-charging accounts, and accounts only available on savings platforms are excluded. Instant True EA accounts are those True EA accounts which advertise immediate transfer times 24/7. Highlighted entries show changes in the interest rate since last time: red for falls, green for rises, and blue for new entries to the respective table.

As previously discussed I've raised the threshold for minimum balances to £10 and this time that's led to Spring, a platform for Paragon Bank, springing onto the scorecard.

For new customers, Chip is now the best account across the board, and cahoot's latest Simple Saver takes the lead for everyone else.

What do people think of Sidekick? I opened an account with them in March when it was 4.76% but it was only up to £35k. I didn't realise this but they've now changed the limit up to £85k recently, which beats all my other savers.

They're currently 4.51 for new customers. The withdrawals and deposits are not instant but so far it's been alright. Just wanted to know of people's view before I put more money in. Thanks!

Sidekick was a horrible experience that I'd rather forget. 

seriously

KevinG said:

Sidekick was a horrible experience that I'd rather forget. 

Do you mind sharing what happened? 

janusdesign

janusdesign said:

JamesRobinson48 said:

intalex said:

JamesRobinson48 said:

Family BS - that issue 10 might not be on offer for very long.

Are they known for pulling products within a day of release?

@soulsaver

Family BS Online Saver issue 10 (4.55% variable) is now NLA.

for existing Family BS customers, worth noting that you currently may be able to open this Issue 10 as it's still appearing as one of the options when adding an Easy Access account... and the opening steps are still working (already have one so can't really test it all the way to completion).

@soulsaver just letting you know that this is now NLA for existing customers too.

KevinG

janusdesign said:

janusdesign said:

JamesRobinson48 said:

intalex said:

JamesRobinson48 said:

Family BS - that issue 10 might not be on offer for very long.

Are they known for pulling products within a day of release?

@soulsaver

Family BS Online Saver issue 10 (4.55% variable) is now NLA.

for existing Family BS customers, worth noting that you currently may be able to open this Issue 10 as it's still appearing as one of the options when adding an Easy Access account... and the opening steps are still working (already have one so can't really test it all the way to completion).

@soulsaver just letting you know that this is now NLA for existing customers too.

I did post about it at the time but it's all a bit hazy now. The whole thing just seemed to be broken, payments didn't go through and had to be chased through customer support multiple times, I was so glad to clear the account and be out of it. 

where_are_we

JamesRobinson48 said:

Nationwide BS has today announced a round of interest rate reductions for numerous savings accounts, with effect from 1st July.

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd1576-changes-to-some-of-our-savings-accounts-rates-july-2025.pdf?rev=326dd7c7cdd0449f82552462e1935f40

Looks like the account which most MSEs will have - the Flex Regular Saver @6.5% is staying unchanged for now.

schiff

Gatehouse Easy Access down from 4.35% to 4.15% wef July 2nd. I assume that is both forms.

janusdesign

schiff said:

Gatehouse Easy Access down from 4.35% to 4.15% wef July 2nd. I assume that is both forms.

I have both accounts - my email for the Easy Access account, and previously posted here, stated the change date of 26th June; whereas the "Easy Access Maturity" account (the one their regular saver matures into) will change as you suggest on 2nd July.

i've just closed that EA maturity account because if all it's going to do is shadow the rate of the default EA account, then it has no real use for me.