The New Top Easy Access Savings Discussion Area

janusd

janusdesign said:

JamesRobinson48 said:

intalex said:

JamesRobinson48 said:

Family BS - that issue 10 might not be on offer for very long.

Are they known for pulling products within a day of release?

@soulsaver

Family BS Online Saver issue 10 (4.55% variable) is now NLA.

for existing Family BS customers, worth noting that you currently may be able to open this Issue 10 as it's still appearing as one of the options when adding an Easy Access account... and the opening steps are still working (already have one so can't really test it all the way to completion).

@soulsaver just letting you know that this is now NLA for existing customers too.

KevinG

janusdesign said:

janusdesign said:

JamesRobinson48 said:

intalex said:

JamesRobinson48 said:

Family BS - that issue 10 might not be on offer for very long.

Are they known for pulling products within a day of release?

@soulsaver

Family BS Online Saver issue 10 (4.55% variable) is now NLA.

for existing Family BS customers, worth noting that you currently may be able to open this Issue 10 as it's still appearing as one of the options when adding an Easy Access account... and the opening steps are still working (already have one so can't really test it all the way to completion).

@soulsaver just letting you know that this is now NLA for existing customers too.

I did post about it at the time but it's all a bit hazy now. The whole thing just seemed to be broken, payments didn't go through and had to be chased through customer support multiple times, I was so glad to clear the account and be out of it. 

where_are_we

JamesRobinson48 said:

Nationwide BS has today announced a round of interest rate reductions for numerous savings accounts, with effect from 1st July.

https://www.nationwide.co.uk/-/assets/nationwidecouk/documents/savings/smd1576-changes-to-some-of-our-savings-accounts-rates-july-2025.pdf?rev=326dd7c7cdd0449f82552462e1935f40

Looks like the account which most MSEs will have - the Flex Regular Saver @6.5% is staying unchanged for now.

schiff

Gatehouse Easy Access down from 4.35% to 4.15% wef July 2nd. I assume that is both forms.

janusd

schiff said:

Gatehouse Easy Access down from 4.35% to 4.15% wef July 2nd. I assume that is both forms.

I have both accounts - my email for the Easy Access account, and previously posted here, stated the change date of 26th June; whereas the "Easy Access Maturity" account (the one their regular saver matures into) will change as you suggest on 2nd July.

i've just closed that EA maturity account because if all it's going to do is shadow the rate of the default EA account, then it has no real use for me.

schiff

Thank you for that qualification. Since my post I had in fact found my note about the other change. Gatehouse don't ID which account they mean with the account number as others do, just the addition of the word Maturity. I had missed that.
In any event they are both heading for closure. The RS seems to have escaped the cull - up to now.

soulsaver

Vida Savings Defined Access Issue 1 `quad' 4.63% £10 min (30/01) ***NLA 03/06***

Replaced by Iss2 4.38% 

MichaelAP

Anyone had any dealings with Snoop? They have an account named “Snoop Easy Access Savings Account (Issue 1)“.  It has interest rates of 4.60% AER / 4.50% gross (variable). It says Interest is calculated and added to the account daily. If the daily interest is less than 1p, it is added to the next day’s interest and paid once the total reaches at least 1p. It is controlled by Vanquis Bank Limited.
https://snoop.app/savings/

Kim_13

Skipton have launched an Issue 2 of their Member Bonus Saver, paying 5% including a 2.2% bonus for 12 months. Open to those who were Skipton members on or before 2/6/25.

It doesn’t seem to allow internal transfers, though I didn’t spot a restriction to that effect on the product page. Have paid in via Debit Card and hopefully once there is a cleared balance (the account shows as paying 2.8% - the non-bonus rate until funds clear, as happened with the previous version in 2024) this will be possible.

Edit to add: Min £1, Max £5,000 - so better than Issue 1 which was capped at £3,000 if I recall correctly.

soulsaver

ToTP changes:

9 Close Brothers E A Issue 6 4.45% £10k MinFR or 1.0% (30/01) re-entry 03/06

10 Newcastle BS 6 MthSvr Iss1 4.40% £1 min (03/06)