The New Top Easy Access Savings Discussion Area

janusd

youngretired said:

Just had an email from Marcus, their rate is going down from gross 4.22% to 3.94% from 30th May.

or from 4.30% to 4.01% if you prefer AER (and assuming you have the bonus rate).

where_are_we

With EA rates dropping, if you have a Santander current account, their monthly regular saver is easy to open and manage, pays 5% fixed and you can withdraw with no loss of interest. Only downside is you can only put in £200 a month.

janusd

@soulsaver Monument Bank Limited Access Saver dropping from 4.75% to 4.23% AER (3 or less withdrawals); 4.25% to 3.73% AER (4+ withdrawals) from 28th May.

CuparLad

janusdesign said:

@soulsaver Monument Bank Limited Access Saver dropping from 4.75% to 4.23% AER (3 or less withdrawals); 4.25% to 3.73% AER (4+ withdrawals) from 28th May.

That's quite an adjustment. Time to move on.

AlwaysLearnin

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s)

Bridlington1

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s)

In addition from 9/5/25 the following NLA accounts:

Member Bonus Saver reduces from 4.75% to 4.5% 
FA Bonus Saver reduces from 4.45% to 4.25%

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

KevinG

Saga instant access and ISA rates going down from 4.30% to 4.01% AER (including indefinitely renewable bonus rate) from 30th May. 

linz

Monument Easy Access Savings account interest rate will change from 4.29% to 4.03% AER (variable) on 28 May 2025.

For Monument tri (limited access) the interest rate will change from 4.75% AER to 4.23% AER (variable) on the same date.

Source- email

@soulsaver

schiff

Bridlington1 said:

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

Do we infer that any accounts not listed (it looks a pretty comprehensive list) are unchanged? I've got an EA saver account at 4.15%

Bridlington1

schiff said:

Bridlington1 said:

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

Do we infer that any accounts not listed (it looks a pretty comprehensive list) are unchanged? I've got an EA saver account at 4.15%

In the case of most building societies I'd say so but I seem to recall in previous rate cuts they've missed off the Home Deposit Saver despite it also dropping so I'd be weary of making the assumption it shall remain unchanged in this case.