The New Top Easy Access Savings Discussion Area

CuparLad

janusdesign said:

@soulsaver Monument Bank Limited Access Saver dropping from 4.75% to 4.23% AER (3 or less withdrawals); 4.25% to 3.73% AER (4+ withdrawals) from 28th May.

That's quite an adjustment. Time to move on.

AlwaysLearnin

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s)

Bridlington1

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s)

In addition from 9/5/25 the following NLA accounts:

Member Bonus Saver reduces from 4.75% to 4.5% 
FA Bonus Saver reduces from 4.45% to 4.25%

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

KevinG

Saga instant access and ISA rates going down from 4.30% to 4.01% AER (including indefinitely renewable bonus rate) from 30th May. 

linz

Monument Easy Access Savings account interest rate will change from 4.29% to 4.03% AER (variable) on 28 May 2025.

For Monument tri (limited access) the interest rate will change from 4.75% AER to 4.23% AER (variable) on the same date.

Source- email

@soulsaver

schiff

Bridlington1 said:

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

Do we infer that any accounts not listed (it looks a pretty comprehensive list) are unchanged? I've got an EA saver account at 4.15%

Bridlington1

schiff said:

Bridlington1 said:

AlwaysLearnin said:

Skipton - not sure if already mentioned, but the 0.25% reduction is now showing on my tracker account(s

Full list of cuts see:
https://www.skipton.co.uk/content/dam/sbs-sites/skipton-co-uk/documents/help-and-support/extra-support/base-rate/variable-account-changes.pdf

Do we infer that any accounts not listed (it looks a pretty comprehensive list) are unchanged? I've got an EA saver account at 4.15%

In the case of most building societies I'd say so but I seem to recall in previous rate cuts they've missed off the Home Deposit Saver despite it also dropping so I'd be weary of making the assumption it shall remain unchanged in this case.

flaneurs_lobster

Has there been notification of the Ulster Bank Loyalty Saver rate reduction prior to today's email?

janusd

flaneurs_lobster said:

Has there been notification of the Ulster Bank Loyalty Saver rate reduction prior to today's email?

I posted about it here on the 10th May (last Saturday) - both Ulster & NatWest updated their websites around that time with the rate changes to their accounts.

SnowMan

West Brom 4 access saver (issue 2): The interest rate where 5 or more withdrawals are made is reducing from 2.15% AER to 1.9% AER from 16th June 2025. That suggests to me that the rate where less than 5 withdrawals have been made will remain at 4.65% AER after 16th June 2025 as no mention is made of that. Given that the rate went up to 4.65% AER after the interest rate cut it seemed likely in any case that the rate wouldn't immediately decrease.

https://www.westbrom.co.uk/savings/easy-access/four-access-saver-issue-2