The New Top Easy Access Savings Discussion Area

SJMALBA

Phoned Gatehouse (as I had only received emails for 2 of my 3 EA accounts) - I was told that the ERG EA (RS maturity account) also drops to 4.27% Monthly, but on 27.3.25.

cwep2

The Gatehouse move is a big drop, but the last move was *up* in December (from 4.60 AER to 4.75) and the next best (non-ISA) easy access accounts without limited withdrawals are all either sub 4.5% or moving there so it was a big outlier. 

Even a 0.25% drop would have made it the best unlimited access account I have. I’ll still keep money in places like Atom/Coventry limited access but for sweeping money in and out of my current account (which usually means several withdrawals per month) I’ll be going somewhere else. 

winkowinko

Hefty drop, but I will wait until 19th March before deciding how bad 4.27% really is.

pecunianonolet

Secure Trust Bank

NanookOfTheNorth

... and Secure Trust issue 19 Access Account reducing from 4.65% to 4.40% of 3 March (AER)

pecunianonolet

Plum rate decrease from 3rd March.

mebu60

mebu60 said:

AndyTh_2 said:

SnowMan said:

cricidmuslibale said:

According to www.moneyfactscompare.co.uk, Coventry Building Society have now withdrawn their 4 Access Saver (which is currently paying 4.85% AER) and in its place put back on sale their 5 Access Saver (Online) (2) which is currently paying exactly the same interest rate of 4.66% AER (4.66% annually, 4.56% monthly) that it was previously paying a few weeks ago.

[The link to the application buttons and details for the 4 Access Saver that @Expotter kindly first posted on page 171 of this thread was still working at c. 2.50am on Friday 14 February so it may be possible to still apply for this higher paying account if you are very quick!]

The 5 access saver online (2) is now on the Coventry website at 4.66% AER reducing to 4.5% AER on 3rd March

https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-online-2.html

I'm hoping my 4 access saver will be reduced by no more than 0.25%pa which would take it down to 4.6% AER. We will find out shortly.

My 5 access saver (original version) is currently paying 4.75% AER so I suspect this will reduce to 4.5% AER also to match the 5 access saver (2). 

They've added this round of changes to https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html as PDF

It doesn't show 4 access saver on the list so looks like a great rate for this round.

Too good! I have diaried to check Coventry account on 3 March. 

Email received this morning from Coventry but only for FHS, reducing from 5.1% to 4.85% on 03:03:25. 

Justsayit7

Premium Bonds Rate Drop. From 4% to 3.80% From April 2025

janusdesign

for existing accounts...

Cambridge BS Your Saver dropping from 4.25% to 4.10% on 7th March - their pdf of all rate changes available here. 

RCi Freedom Savings Account dropping to 4.25% on 3rd March.

and while i'm here... First Direct Savings Account dropping from 1.50% to 1.35% on 17th April.

moi

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe)