The New Top Easy Access Savings Discussion Area

NanookOfTheNorth

... and Secure Trust issue 19 Access Account reducing from 4.65% to 4.40% of 3 March (AER)

pecunianonolet

Plum rate decrease from 3rd March.

mebu60

mebu60 said:

AndyTh_2 said:

SnowMan said:

cricidmuslibale said:

According to www.moneyfactscompare.co.uk, Coventry Building Society have now withdrawn their 4 Access Saver (which is currently paying 4.85% AER) and in its place put back on sale their 5 Access Saver (Online) (2) which is currently paying exactly the same interest rate of 4.66% AER (4.66% annually, 4.56% monthly) that it was previously paying a few weeks ago.

[The link to the application buttons and details for the 4 Access Saver that @Expotter kindly first posted on page 171 of this thread was still working at c. 2.50am on Friday 14 February so it may be possible to still apply for this higher paying account if you are very quick!]

The 5 access saver online (2) is now on the Coventry website at 4.66% AER reducing to 4.5% AER on 3rd March

https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-online-2.html

I'm hoping my 4 access saver will be reduced by no more than 0.25%pa which would take it down to 4.6% AER. We will find out shortly.

My 5 access saver (original version) is currently paying 4.75% AER so I suspect this will reduce to 4.5% AER also to match the 5 access saver (2). 

They've added this round of changes to https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html as PDF

It doesn't show 4 access saver on the list so looks like a great rate for this round.

Too good! I have diaried to check Coventry account on 3 March. 

Email received this morning from Coventry but only for FHS, reducing from 5.1% to 4.85% on 03:03:25. 

Justsayit7

Premium Bonds Rate Drop. From 4% to 3.80% From April 2025

janusd

for existing accounts...

Cambridge BS Your Saver dropping from 4.25% to 4.10% on 7th March - their pdf of all rate changes available here. 

RCi Freedom Savings Account dropping to 4.25% on 3rd March.

and while i'm here... First Direct Savings Account dropping from 1.50% to 1.35% on 17th April.

moi

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe) 

simonsmithsays

moi said:

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe) 

I thought the same

My spreadsheet is saying 4.25 already (without the latest interest cut factored in).

4.1% sounds more like it for the new rate

exel1966

janusdesign said:

for existing accounts...

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here. 

It reduced from 4.40% to 4.25% on 06/12 - now to 4.10% on 07/03.

janusd

moi said:

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe)

a thousand apologies, it was a typo on my part (now corrected in the original post) - I guess I was thinking of the RCi account when I typed 4.40% to 4.25%, but I had already updated my spreadsheet when posting and couldn't recall the current RCi rate (annoyingly both Cambridge & RCi Android apps no longer work on my phone - unsupported device etc).

for the record, I don't think there are multiple issues of Your Saver.

Dizzycap

An Interest Rate Reduction for Trading212 Accounts: TAX-FREE INTEREST