The New Top Easy Access Savings Discussion Area

simonsmithsays

moi said:

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe) 

I thought the same

My spreadsheet is saying 4.25 already (without the latest interest cut factored in).

4.1% sounds more like it for the new rate

exel1966

janusdesign said:

for existing accounts...

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here. 

It reduced from 4.40% to 4.25% on 06/12 - now to 4.10% on 07/03.

janusdesign

moi said:

janusdesign said:

Cambridge BS Your Saver dropping from 4.40% to 4.25% on 7th March - their pdf of all rate changes available here.  

 Are there different issues of Cambridge's Your Saver with a higher rate? (or just a typo maybe)

a thousand apologies, it was a typo on my part (now corrected in the original post) - I guess I was thinking of the RCi account when I typed 4.40% to 4.25%, but I had already updated my spreadsheet when posting and couldn't recall the current RCi rate (annoyingly both Cambridge & RCi Android apps no longer work on my phone - unsupported device etc).

for the record, I don't think there are multiple issues of Your Saver.

Dizzycap

An Interest Rate Reduction for Trading212 Accounts: TAX-FREE INTEREST

pecunianonolet

Dizzycap said:

An Interest Rate Reduction for Trading212 Accounts: TAX-FREE INTEREST

That's quite a drop and I need a dislike button. Interesting that they differentiate between S&S and Cash ISA

Bridlington1

@soulsaver

With Chase 6 mth svr slipping to 4.5%, if I'm not mistaken Kent Reliance Easy Access Account - Issue 76 at 4.56% £1k min now enters the top 10.

TomJ

pecunianonolet said:

Dizzycap said:

An Interest Rate Reduction for Trading212 Accounts: TAX-FREE INTEREST

That's quite a drop and I need a dislike button. Interesting that they differentiate between S&S and Cash ISA

As I understand it the Cash ISA is in banks and FSCS protected, the cash in S&S ISA is in money markets and not so protected.

jak22

With Tandem dropping today, and if you don't have the current Chase boosted rate, then Marcus might now be one of the higher instant true EA, with a bonus easily renewed.

Rheumatoid

jak22 said:

With Tandem dropping today, and if you don't have the current Chase boosted rate, then Marcus might now be one of the higher instant true EA, with a bonus easily renewed.

at 4.3% its up there. Transferred part of my EA stash from Tandem this morning

ircE

True EA accounts are easy access savings accounts which can be opened, and the headline rate earned, from a balance of just £1, and allow unlimited deposits and withdrawals. This table excludes accounts limited to smaller balances, paid-for/premium accounts and savings marketplaces. Instant True EA accounts are True EA accounts which advertise immediate deposit and withdrawal times 24/7. Highlighted entries show changes since last time: red for rate falls, and blue for new entries to the respective table.

A lot of declines across the board, of course. Interesting to note that Charter and Tesco have not only not reduced their rate since the last BR decision, but they actually increased their rate in the lead up to it. Goldman Sachs have kept their rates unchanged since August. Charter becomes the top rate true EA account for those not eligible for the Chip boosted rate; Marcus, SAGA and Tesco become the top instant true EA accounts for those not eligible for boosted rates from Chip nor Chase.