The New Top Easy Access Savings Discussion Area

janusdesign

not a top rate, but I know some forum members here like having tracker accounts - Hampshire Trust have a base-rate EA tracker with unlimited withdrawals, Easy Access Online Tracker (Issue 1), that is currently tracking at 0.25% below the base rate, paying 4.25% on balances > £20k.

• On balances of £20,000 and over, you’ll earn interest on the whole balance.
• If your balance is under £20,000 at any time you will not earn interest.
• Interest is calculated daily and paid on the anniversary of the date you met the £20,000 minimum balance, and then annually after this – or on closure if that’s sooner.
• Withdrawals made before 1pm on a working day will be paid the same day. For anything after 1pm, this will be paid the next working day.
• The 0.25% margin can be changed, in either direction, with notice.

The rate is slightly less than the equivalent Skipton tracker (NLA) of 4.31%, but this account's tracking seems not to be time-limited, whereas the Skipton tracker only tracks for two years from opening.

They also have a ISA tracker that tracks 0.35% below the base rate.

alfred64

alfred64 said:

Popped into a Coventry bs branch today to open a 4 access saver account. Was told this account will not be available for very much longer.

They weren't kidding. open only from 05.02.2025 - 13.02.2025. Blink and you miss it.

soulsaver

Principality Online Bonus Triple Access Iss 6 4.70% inc.1.5% 1year bonus (23/01) ->4.50% wef 13/03

AndyTh_2

soulsaver said:

Principality Online Bonus Triple Access Iss 6 4.70% inc.1.5% 1year bonus (23/01) ->4.50% wef 14/03

13/03 though when the rate changes

liger

Does anyone know what the faster payment withdrawal limits are for the Furness BS double access Saver to an external account when online?

SnowMan

liger said:

Does anyone know what the faster payment withdrawal limits are for the Furness BS double access Saver to an external account when online?

£5,000 to do online I believe. I had to arrange a transfer by telephone on Saturday as it was over this amount, and that's how I found out.

Bobblehat

liger said:

Does anyone know what the faster payment withdrawal limits are for the Furness BS double access Saver to an external account when online?

As Snowman said ... £5000 online, but you can ring up and they will do any amount. The strange thing is that I was told by their live chat that you can do 3 x  upto £5000 on the same day on the app and they said it only counts as one withdrawal, even on a double access account! Never heard anything quite as daft as that!

SnowMan

Bobblehat said:

liger said:

Does anyone know what the faster payment withdrawal limits are for the Furness BS double access Saver to an external account when online?

As Snowman said ... £5000 online, but you can ring up and they will do any amount. The strange thing is that I was told by their live chat that you can do 3 x  upto £5000 on the same day on the app and they said it only counts as one withdrawal, even on a double access account! Never heard anything quite as daft as that!

They told me also that two transfers on the same day only count as one withdrawal (for the double access bit) although I didn't get the full details of it all as I just arranged my transfer over the phone.

Rheumatoid

We want to notify you that the expected profit rate on your Gatehouse Bank Easy Access Account is changing as follows on 19 March 2025:

Current rate	New lower rate
4.65% Gross	4.27% Gross

mebu60

AndyTh_2 said:

SnowMan said:

cricidmuslibale said:

According to www.moneyfactscompare.co.uk, Coventry Building Society have now withdrawn their 4 Access Saver (which is currently paying 4.85% AER) and in its place put back on sale their 5 Access Saver (Online) (2) which is currently paying exactly the same interest rate of 4.66% AER (4.66% annually, 4.56% monthly) that it was previously paying a few weeks ago.

[The link to the application buttons and details for the 4 Access Saver that @Expotter kindly first posted on page 171 of this thread was still working at c. 2.50am on Friday 14 February so it may be possible to still apply for this higher paying account if you are very quick!]

The 5 access saver online (2) is now on the Coventry website at 4.66% AER reducing to 4.5% AER on 3rd March

https://www.coventrybuildingsociety.co.uk/member/product/savings/limited_access/5-access-saver-online-2.html

I'm hoping my 4 access saver will be reduced by no more than 0.25%pa which would take it down to 4.6% AER. We will find out shortly.

My 5 access saver (original version) is currently paying 4.75% AER so I suspect this will reduce to 4.5% AER also to match the 5 access saver (2). 

They've added this round of changes to https://www.coventrybuildingsociety.co.uk/member/help/member-support/bank-of-england-base-rate.html as PDF

It doesn't show 4 access saver on the list so looks like a great rate for this round.

Too good! I have diaried to check Coventry account on 3 March.