Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻

Cheery_Daff

Well, I faffed about and had to shorten my run so we could get to the cafe on time - but when I got back Mr C wanted an extra hour in bed as he has a sore throat and has been up coughing 🙄 Hey ho. 

Doing some more investigating about his laptop. Looks like it does support USB c charging - I've ordered one online to arrive tomorrow and if it doesn't work we can send it back or use it to carry round for work. 

We bought it from BackMarket, which has a 12 month guarantee for defects, so if today's investigations fail it can go back there. Not doing any more messing til the data is off it, which we need to do before the battery runs out.

redofromstart

ooh now Madvix made me think to check about getting someone to do the secure waste (I do have a shredder but it doesn't do notebooks etc), so I had a google and 5 sacks is £85 collected.  I will shop around a bit more but at that price I think I will persevere with the shredder I have.  I put the shredded waste into the compost heap. 

Cheery_Daff

Ooh yes, that amount isn't worth it for the amount I need to do. Will make use of the garden shredding machine (otherwise known as worms and general decomposition )

Banks & YNAB done. A big mess as apparently I've not done it since last month. I really do need to consider my use of YNAB I think. I love it as a record of the last few years, and I love to allocate and tinker with the budget at the start of the month, but I don't use the app to enter things as I spend them, which means that once a month I sit with the bank app and enter everything into YNAB - which I could easily do in a spreadsheet...

Right, time to go and retrieve Mr Cheery I think else we won't be getting an excursion today at all! 

rtandon27

Cheery - have you considered having the YNAB app on your phone? - I tend to enter expenditures in there on the go & then clean up during my weekly finance session on Saturdays on the laptop.  As I have several claims to make each month for work / volunteer / joint expenditures, I like to keep track along the way or I end up paying things out of pocket that I really should not!  Personally I find YNAB less time consuming than a spreadsheet for personal finance stuff, even though I think spreadsheets are invaluable for anything work or big project related!

Cheery_Daff

I've had the YNAB app on the front page of my phone all along! 😂😂 I just don't enter things in it 😂😂 I'm currently in a cafe and didn't even write that in - will do it now... 🙄

themadvix

This is why I haven't bothered trying YNAB - I know I wouldn't keep my spends up to date. I'd love the granularity (or would I?!) but I'm terrible at keeping any sort of spending diary.

rtandon27

Cheery_Daff said:

I've had the YNAB app on the front page of my phone all along! 😂😂 I just don't enter things in it 😂😂 I'm currently in a cafe and didn't even write that in - will do it now... 🙄

themadvix said:

This is why I haven't bothered trying YNAB - I know I wouldn't keep my spends up to date. I'd love the granularity (or would I?!) but I'm terrible at keeping any sort of spending diary.

Creating the habit is often the hardest bit!

Once upon a time during lockdown, I had a nice little routine for exercise / finance / surveys / food tracking each morning before starting work - I thought of it as my commute time before starting the day online!  Now that is harder to do as I'm actually back to real commuting and having to get myself from point A to B - I usually spend that time napping!

Bluegreen143

Could you have a nice fire in the garden one evening (maybe when you have guests round and want to sit outside and have a drink!) and burn all your paperwork while you’ve got the fire? Surely must be even more secure than shredding and you can enjoy the fire too. I don’t think you can recycle shredded paper either so I reckon your composting idea is probably the best idea tbf - I just love an excuse to sit round a fire though! 

Tescodealqueen

Cheery_Daff said:

I've had the YNAB app on the front page of my phone all along! 😂😂 I just don't enter things in it 😂😂 I'm currently in a cafe and didn't even write that in - will do it now... 🙄

YNAB is going up I think from the end of the month (think you should have received an email some while ago). My renewal was in August so I let that go through but might reconsider next year

Cheery_Daff

Ah yes, thanks for the reminder - it's going up to £6.80 a month (I confess I can't remember what I paid this last year - will have to check YNAB records 😝😂