Private carpark fine

eeehhh123

Coupon-mad said:

If it were me, the regulars know I would indeed send that, word for word.

This rogue industry has blocked the Government from regulating them. Until they stop squealing like pigs and ripping good people off, they deserve a level of contempt.

Arrrgghhhh I've now got a debt collection letter through 😭
I wish I'd just paid the £60, this is quite stressful.
My husband is fuming at me as he says we've now got a debt against the house.

fisherjim

"Arrrgghhhh I've now got a debt collection letter through 😭
I wish I'd just paid the £60, this is quite stressful.

My husband is fuming at me as he says we've now got a debt against the house".

Take a breath and calm down!

You have not got a "debt against your house" that statement is utterly ridiculous!

You had a speculative invoice from a bunch of chancers (well in this case as there is only one employee a chancer), do you pay every scammers demands that you get emailed to you, or engage with every random phone scam that threatens you?

ZZPS are bottom feeding so called debt collectors that provide a no win no fee scary letter service for parking companies and then add on their own fees to the victim (if they are daft enough to fall for it) purely to make a profit.

The will not be "progressing this to GCTT Enforement Agents to resolve the matter that is a lie!

There is no debt unless a judge confirms it in court, but you have not been taken to court, lost and been ordered to pay and the debt collection fee would be thrown out then anyway.

Carparkers is a one man band, not very professional and with very little capital (look at their profile on Companies House) the chances of this getting to court are about as slim as Dishy Rishy winning the next election!

Mikeh2001

I think you should also consider on balance of probability are going to get plenty more of letters just like that. If you let these letters cause you or your husband stress, these scammers are already winning!  

Did you exhaust your complaint with the PPC and escalate to the BPA? 

Did you get a POPLA code? (Not that you should have expectations of that process but there is nothing to lose)

Either way.  Seems like there are plenty of issues that would prevent that scammer taking it beyond their threatening letters.  Keep the faith in this forum and keep exercising your right not to identify to the driver!

Nellymoser

No debt as @fisherjim says above and no evidence they replied to your appeal unless they produce the email with header detail as coupon-mad outlined.
Maybe you could sign these :

Require communications from Private Parking companies to be traceable/trackable. https://petition.parliament.uk/petitions/652355

Immediately Reintroduce Private Parking Code of Practice. https://petition.parliament.uk/petitions/660922

The new gov code when implemented will change the behaviour of parking companies.
Keep strong and follow advice given.

eeehhh123

Mikeh2001 said:

I think you should also consider on balance of probability are going to get plenty more of letters just like that. If you let these letters cause you or your husband stress, these scammers are already winning!  

Did you exhaust your complaint with the PPC and escalate to the BPA? 

Did you get a POPLA code? (Not that you should have expectations of that process but there is nothing to lose)

Either way.  Seems like there are plenty of issues that would prevent that scammer taking it beyond their threatening letters.  Keep the faith in this forum and keep exercising your right not to identify to the driver!

So I got a PCN for being 13 mins over the 1 hour ticket I had (2 year old had vomited everywhere and had to clean and change). 
I couldn't contact them directly because they had no way of contacting them unless to email a complaint.
I appealed, heard nothing, got a reminder through. So complained and said my appeal hadnt been acknowledged and I hadn't been given a POPLA code. They then sent the precious photo I sent of 'evidence' of them having emailed me (but it wasn't their sent box, so likely made up).
I've now had this debt collectors letter through.

Gr1pr

Then just file the debt collectors letters away in a folder or drawer, not worth the paper its printed on

Debt collectors are powerless, do not take them seriously, not at all , do not reply, do not phone them up , do not worry either, nothing will happen and your partner is wrong. !

Come back to this thread if you receive a formal LBC, a Letter of Claim, recognisable by the facts of giving you 30 days to reply ( not 7 or 14 , just the number 30. ) , it will also include financial forms ( that you do not fill in. ) only this letter requires a reply 

That letter MAY be followed in the future by a court claim pack from the CNBC in Northampton using MCOL , this would need dealing with using our help

Or nothing will happen other than useless debt collectors mithering you ( file away as before. )

If nothing has happened after 6 long years, so by 2030 , then the deadline will have passed 

Take our advice and don't listen to incorrect gossip 

eeehhh123

Gr1pr said:

Then just file the debt collectors letters away in a folder or drawer, not worth the paper its printed on

Debt collectors are powerless, do not take them seriously, not at all , do not reply, do not phone them up , do not worry either, nothing will happen and your partner is wrong. !

Come back to this thread if you receive a formal LBC, a Letter of Claim, recognisable by the facts of giving you 30 days to reply ( not 7 or 14 , just the number 30. ) , it will also include financial forms ( that you do not fill in. ) only this letter requires a reply 

That letter MAY be followed in the future by a court claim pack from the CNBC in Northampton using MCOL , this would need dealing with using our help

Or nothing will happen other than useless debt collectors mithering you ( file away as before. )

If nothing has happened after 6 long years, so by 2030 , then the deadline will have passed 

Take our advice and don't listen to incorrect gossip 

OK, thank you so much.
I was about to respond to the debt collectors- ZZPS saying:

'This debt is disputed and should not have been passed to a third party.  They have failed to answer my appeal communication.

Do not write to me again

Yours sincerely'

Shall I still send this or just completely ignore?

Gr1pr

It is your choice but won't change anything, they will do what their parking company clients tell them to do, to chase up alleged debts on a no win no fee basis . They probably have tens of thousands of these alleged debts on the books so its a numbers game to them , who can they misdirect and frighten into coughing up cash. ?

Personally I would disregard and file away the debt collectors letters, each and every one of them, as being not worth the time and trouble 

I understand why you would send it, but it won't alter anything, they only want your money, nothing else !

But they are completely powerless, nothing more than parasites 

Trainerman

eeehhh123 said:

Gr1pr said:

Then just file the debt collectors letters away in a folder or drawer, not worth the paper its printed on

Debt collectors are powerless, do not take them seriously, not at all , do not reply, do not phone them up , do not worry either, nothing will happen and your partner is wrong. !

Come back to this thread if you receive a formal LBC, a Letter of Claim, recognisable by the facts of giving you 30 days to reply ( not 7 or 14 , just the number 30. ) , it will also include financial forms ( that you do not fill in. ) only this letter requires a reply 

That letter MAY be followed in the future by a court claim pack from the CNBC in Northampton using MCOL , this would need dealing with using our help

Or nothing will happen other than useless debt collectors mithering you ( file away as before. )

If nothing has happened after 6 long years, so by 2030 , then the deadline will have passed 

Take our advice and don't listen to incorrect gossip 

OK, thank you so much.
I was about to respond to the debt collectors- ZZPS saying:

'This debt is disputed and should not have been passed to a third party.  They have failed to answer my appeal communication.

Do not write to me again

Yours sincerely'

Shall I still send this or just completely ignore?

I would ignore completely and encourage your husband to read this thread and be comfortable with the fact that in these cases debt collectors are powerless letter writers. You do not and will not have a charge against your house from this, just follow th forum advice

KeithP

The fourth post of the NEWBIES thread explains exactly how to deal with debt collector's letters, but to summarise that post - ignore them.