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NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

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  • masonic
    masonic Posts: 27,343 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 18 February 2024 at 7:02PM
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
  • GTR_King
    GTR_King Posts: 1,987 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Ooh thanks for that, 

    will wait and see what happens 
  • Dominic_Blake1
    Dominic_Blake1 Posts: 65 Forumite
    10 Posts Name Dropper
    edited 18 February 2024 at 8:25PM
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


  • tg99
    tg99 Posts: 1,256 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 18 February 2024 at 8:54PM
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?
  • tg99
    tg99 Posts: 1,256 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Family member opened second Chase to switch. They kept the debit card linked to their first Chase account but when filling in the switch form today they selected that they did have a debit card and put in the debit card number for their first account that they’re not switching.

    Any view on best way to resolve this? I’m thinking it will probably mean the switch just fails rather than it affecting his first Chase account too? I think the switch might not start till Tuesday so my thought is for him to call tomorrow and either get them to cancel switch and then he can re apply and select that has no debit card for the account being switched. Or see if they can amend his switch submission to remove the debit card number (as long as this doesn’t invalidate the requirement to switch online / via app).
  • masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    UPDATE:  I have just initiated the switch from Coop to RSB (following my switch to Nat West at the end of last week).  I see no technical reason according to their terms why I am ineligible to receive both offers, having never received either in the past.  Having said that, I am not convinced it will actually work!  If it does, I will be forfeiting the remaining £50 I would have received from the Coop offer in favour of £200 from RBS, so in effect it will end up being £100 from coop which I just received, £200 from Nat West and £200 from RBS:  £500 in the space of around 3-4 weeks!!  Assuming it works haha  
  • tg99 said:
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?
    That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  
  • tg99 said:
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?
    That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  
    Are you opening Select accounts with both? In same position as yourself. 
    Opened Natwest today with an old santander account, now thinking of risking opening the RBS with my Coop.
  • sazandy25 said:
    tg99 said:
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?
    That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  
    Are you opening Select accounts with both? In same position as yourself. 
    Opened Natwest today with an old santander account, now thinking of risking opening the RBS with my Coop.
    I've tried the Select with both (Nat West/RBS), couple of days apart but I'll pay the £1250 into each on the same day and see what happens.
  • tg99
    tg99 Posts: 1,256 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    tg99 said:
    masonic said:
    GTR_King said:
    masonic said:
    GTR_King said:
    As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 
    You can hold accounts with all three.
    Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me
    In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.
    I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

    'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

    My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

    As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?


    You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?
    That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  
    I’m opening Ulster in next day or two so will complete a few days after Natwest and rbs ones that have already submitted so going to do the pay ins at same time for all three when all switches completed.
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