NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

sheffieldeagle

tg99 said:

Family member opened second Chase to switch. They kept the debit card linked to their first Chase account but when filling in the switch form today they selected that they did have a debit card and put in the debit card number for their first account that they’re not switching.

Any view on best way to resolve this? I’m thinking it will probably mean the switch just fails rather than it affecting his first Chase account too? I think the switch might not start till Tuesday so my thought is for him to call tomorrow and either get them to cancel switch and then he can re apply and select that has no debit card for the account being switched. Or see if they can amend his switch submission to remove the debit card number (as long as this doesn’t invalidate the requirement to switch online / via app).

They have carried out the process correctly as long as the debit card is used for spending on the first account.

Cheers

Dominic_Blake1

sazandy25 said:

Dominic_Blake1 said:

tg99 said:

Dominic_Blake1 said:

masonic said:

GTR_King said:

masonic said:

GTR_King said:

As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 

You can hold accounts with all three.

Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me

In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.

I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?

You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?

That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  

Are you opening Select accounts with both? In same position as yourself. 
Opened Natwest today with an old santander account, now thinking of risking opening the RBS with my Coop.

Exactly that, Select accounts with both - It's amusing how the RBS / Nat West websites are almost identical haha ... 

Dominic_Blake1

tg99 said:

Dominic_Blake1 said:

tg99 said:

Dominic_Blake1 said:

masonic said:

GTR_King said:

masonic said:

GTR_King said:

As it’s a Sunday you Most likely will get more emails etc Tomorrow morning! So people in England are only allowed NatWest accounts or can we have RBS & Ulster! Anyone successful opening an account in England? 

You can hold accounts with all three.

Thank you so I could get £600 & open accounts with all 3 don’t think I have enough accounts to do that so one will do for me

In the past that has been possible (even though the T&Cs say only one payment across the group). It hasn't been confirmed for this offer we will find out when people start receiving the incentive.

I feel conflicted about whether to attempt this or not (at the very least for two of them):  I have initiated a switch from Metro to Nat West (my new account now open, just waiting to hear confirmation that the switch is in progress).  I am tempted to also switch to RBS from Cooperative Bank on the basis that:

'You won’t be eligible to earn £200 if you’ve taken advantage of a cash switcher offer from NatWest, Royal Bank of Scotland plc or Ulster Bank since 1 January 2020.' ...  I have not taken advantage of any of those cash switcher offers previously.

My only concern is that given I have initiated the Nat West switch now, if I now also switch to RBS it might be that I receive the Nat West payment in the 48 hours prior to the RBS one appearing (so then I would technically have received a cash switcher offer with Nat West since 1 January 2020, possibly invalidating the RBS offer).

As things stand, I have not ever received any of the above offers so can't help but wonder if that makes me eligible?

You won’t receive the payment until after you’ve completed all the other requirements like the paying in. So could perhaps wait and make sure you complete the requirements on the same day for both accounts once both switches have completed?

That's an excellent idea!  I'll do exactly that and keep you updated.  I figure that the worst case scenario is that I only receive one of the bonuses, take a slight hit to my credit rating but then have another burner account set up... But if I'm lucky I'll end up having generated £500 in the space of a month through Coop, Nat West and RBS!  

I’m opening Ulster in next day or two so will complete a few days after Natwest and rbs ones that have already submitted so going to do the pay ins at same time for all three when all switches completed.

A sensible plan!!  £600 could be yours within a month!!!!!!!!!!!!!!!!

GTR_King

Let’s see if someone is brave enough & try to get the £600 and see if it works 

tg99

sheffieldeagle said:

tg99 said:

Family member opened second Chase to switch. They kept the debit card linked to their first Chase account but when filling in the switch form today they selected that they did have a debit card and put in the debit card number for their first account that they’re not switching.

Any view on best way to resolve this? I’m thinking it will probably mean the switch just fails rather than it affecting his first Chase account too? I think the switch might not start till Tuesday so my thought is for him to call tomorrow and either get them to cancel switch and then he can re apply and select that has no debit card for the account being switched. Or see if they can amend his switch submission to remove the debit card number (as long as this doesn’t invalidate the requirement to switch online / via app).

They have carried out the process correctly as long as the debit card is used for spending on the first account.

Cheers

My understanding was that if you link the debit card to spending on first account then therefore you do not have a debit card associated with the second account being switched and therefore should select the ‘no debit card’ option?

Dominic_Blake1

GTR_King said:

Let’s see if someone is brave enough & try to get the £600 and see if it works 

The amazing thing is that were it possible (and I think it might be), the payments will arrive almost simultaneously in each account!  It would be the ultimate switch payout

My initial feeling was that it couldn't be possible, however having heard from multiple people who pulled it off last year I think it might be. 

Having not received any of the switch incentives from those accounts previously, the way the conditions / restrictions are worded implies it will work. 

The fact that every part of me is convinced that it won't is besides the point lol.  I am going for two, Nat West and RBS.  At least one of them will be successful, if the second one fails then I'm cool with that.  

Bazzalona13295

Dominic_Blake1 said:

GTR_King said:

Let’s see if someone is brave enough & try to get the £600 and see if it works 

The amazing thing is that were it possible (and I think it might be), the payments will arrive almost simultaneously in each account!  It would be the ultimate switch payout

My initial feeling was that it couldn't be possible, however having heard from multiple people who pulled it off last year I think it might be. 

Having not received any of the switch incentives from those accounts previously, the way the conditions / restrictions are worded implies it will work. 

The fact that every part of me is convinced that it won't is besides the point lol.  I am going for two, Nat West and RBS.  At least one of them will be successful, if the second one fails then I'm cool with that.  

Same here. Tbh I'd go for the 3 but I'm running out of accounts, the ones I do have I don't really want to lose yet because of high earning RS (I cannot get past the ID with Chase else I'd try that) and the Ulster site is infinitely more fiddly than the other 2 so thats the one thats getting away.

But even if I get one thats £200, Co op should get me £150 so thats not bad. 

Fingers crossed any ones I may still be eligible for materialise in the not too distant future.

Dominic_Blake1

Bazzalona13295 said:

Dominic_Blake1 said:

GTR_King said:

Let’s see if someone is brave enough & try to get the £600 and see if it works 

The amazing thing is that were it possible (and I think it might be), the payments will arrive almost simultaneously in each account!  It would be the ultimate switch payout

My initial feeling was that it couldn't be possible, however having heard from multiple people who pulled it off last year I think it might be. 

Having not received any of the switch incentives from those accounts previously, the way the conditions / restrictions are worded implies it will work. 

The fact that every part of me is convinced that it won't is besides the point lol.  I am going for two, Nat West and RBS.  At least one of them will be successful, if the second one fails then I'm cool with that.  

Same here. Tbh I'd go for the 3 but I'm running out of accounts, the ones I do have I don't really want to lose yet because of high earning RS (I cannot get past the ID with Chase else I'd try that) and the Ulster site is infinitely more fiddly than the other 2 so thats the one thats getting away.

But even if I get one thats £200, Co op should get me £150 so thats not bad. 

Fingers crossed any ones I may still be eligible for materialise in the not too distant future.

Exactly!  My logic when deciding whether to go for RBS or Ulster Bank (having just initiated the switch to Nat West) was based on the easiest application process, so I went for RBS.  I too am running out of accounts.  Assuming that this all goes according to plan, we'll end up not only with two new burner accounts but £400.  I think there is a significant probability that another bank will introduce a switch offer soon (fingers crossed Santander do).  If that happens, it's very possible we will get up to £600 even without Ulster Bank.  In fact, given that coop just paid me the £100 (I jumped ship before the £50 arrived to go for RBS), I might net £700 out of this!  Not bad for the first couple of months of 2024!!!!!!!   

CGG_3

youngretired said:

I've just applied for my husband and he's passed the ID checks. We used to have a joint account back in 2019 that was closed. The application didn't ask for any salary/outgoing questions like normal current account applications, is this what other previous customers have found?

Yes, exactly this.  The application form simply ended in the middle of nowhere once the two ID things were done.  But I had noted down beforehand the 'potential' account no.  Both OH and I had NatWest accounts back in to 2017, and we both applied this time.  
I couldn't remember my log on details, and the only help NatWest came up with, was to wait for the debit card to arrive in the post before trying again.  I meanwhile received a few emails about my new account.  I transferred £100 into it, and then tried again to reset my logon info and this time all went swimmingly and I was back online.
My OH, meanwhile,  applied for a NatWest a day later than I, and again only got as far as completing the ID stage, and was left 'in the middle of nowhere'.  No follow up emails, nothing.  OH doesn't remember their old logon details, either, but is waiting to see if any messages come through today from NatWest to confirm if the account is open  If so, they'll transfer a small amount into the account and see if they can then get back online, the way I did.

eastcorkram

GTR_King said:

How long do NatWest normally take to accept you 

I applied first thing Saturday morning 17th, had an email saying welcome, but need to do some checks etc, today 19th.
They've also done a hard search. Not sure why , as I've not applied for any credit. Maybe that's just normal.