NatWest/RBS/Ulster £200 Switching Offer 15/2/2024-2/4/2024

anna42hmr

WillPS said:

The existing customer switch form allows you to sleect a switch date up to 30 days in the future.

thats great, thanks that will give me plenty of time. 

FarmGirl78

bioboybill said:

I saw somebody on here say that they opened a Metro Bank account solely to switch to one of these but Metro closed their account immediately when the switch was requested. Did anybody else on here do the same successfully? I opened a Metro account a couple of weeks ago and was thinking of switching to Ulster.

That was me. Only it wasn't closed immediately when the switch was requested, I'd not even got that far! Applied on a Saturday, account set up, then email Money morning to say closed. I still recieved the card in the post as that must have posted out just beforehand, but decision made and that was that. I didn't even get as far as then knowing it was a burner account!

I phoned Metro to query it, that they'd shut it down immediately, and the customer service rep laughed and said under his breath "Yup, that sounds like us!" which I found reassuring! I asked to appeal, but instead it went through as a complaint about poor customer service.

Got a big letter yesterday saying how they've rejected my complaint as they're operating within their rights. They said they'd been given adverse information on me and advised I contact CIFAS, Equifax and someone called Synthetic Solutions (who I've never heard of before). I'd already contacted CIFAS and from what I can gather the only info on there is the search from Metro, but it wasn't very clear (I've not yet got round to asking on here about it!). There's nothing bad on Equifax except some credit card debt (small in the grand scheme of things).

I've emailed Synthetic Solutions asking for a DSAR and I'm wondering what on earth they could have, as they seem to be solely fraud. I've had quite a bit of inheritance recently, and various lump sums I've transferred between a variety of my own accounts, but nothing actually suspicious or naughty. Nothing whatsoever. However I'm still pooing my pants incase I've somehow had a marker for looking like I'm up to something dodgy even though I'm not.

It's made me very hesitant to try the Santander switch incase I alert any more institutions to my potential fraud marker.

Edited to add.... Just realised, Since Metro did their searches I've successfully opened Lloyds AND Ulster accounts so maybe it literally is just Metro being knobs for the sake of it with random customers with a bit of credit card debt.

goatfaced

I made the mistake of opening a sole account and switching in what I said was a sole account but the switch has been refused because it's actually a joint account. NatWest have opened my account with them. Does anyone think if I added my husband to my NatWest account and then tried again to switch the joint account would it trigger the bonus? Or is that going to be a waste of my donor account. 

Tonski

I done 5 out of the 6 switches available here for me and my partner but I've potentially messed up with the final Ulster switch. I've accidentally entered the details from her recently opened Natwest account as the burner for the Ulster switch rather than the Chase account I was supposed to use. The Natwest one was supposed to be used for the Santander switch offer, it can be hard to keep track with all of the offers on at the minute! Will Ulster pay out the £200 if i'm switching from a bank within their group? I guess we already know that they don't talk to each other very much so I might get away with it. I will probably get her to phone them up and say we made a mistake and try to change the Natwest details over to the Chase account. Hopefully I won't alert them to the fact that we've already had the £200 from Natwest.

FarmGirl78

@Tonski if you phone them immediately you can get them to stop the switch. They'll cancel it like nothing ever happened and you can start again. I had to do similar with RBS after I messed up and accidentally put to close a FD account a couple of days before my 7% regular saver matured. Once the switch has been accepted and there's less than 7 days to go you'll struggle - I got different stories as to whether it could it couldn't be stopped, and RBS said even if the switch was stopped in time they advised me to contact FD directly to make sure they didn't still close the account down regardless.

danco

Great news, I've just got the Ulster switching bonus. I already had the RBS (which is my main current account) and Natwest ones. But I only joined Ulster for the bonus and am switching away from it to Santander, which I intend to keep as a secondary account. But the Santander switch started faster than I expected, a day or so before the Ulster bonus was due, and I wasn't sure I would get it at all.

Ponchos

I applied for Ulster on 12th March and completed the Hooyu stuff on the 13th, and I've still heard nothing. I know they take longer but when have other people heard back from them, when have accounts been opened? Should I email them and ask what's going on or wait it out?

Johnny-Cage

Does the switch need to be fully completed by the 2nd 

DPR87

MasterplanC said:

Has anyone tried with the NatWest switcher offer who had previously gotten it since 2020? I did get a switch bonus from them last year, so guessing it's not worth trying.

I tried got.it in 2022 - didn't get the bonus. I asked CS and they told the me date and the amount. It was paid into an account I no longer hold too

Johnny-Cage

Does this look ok so far