February
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Fabulous February's No-Spend Day Challenge!
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16th February was a no spend day for me. Too early to call today although not planning to go out this weekend as need to catch up with a lot of work12/20 so far.
Have a great Saturday everyone xAim to pay off £13,000 by December 2024
£1,208.22/£23,059 #26 Pay All Your Debt Off By Christmas 2024
2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)1 -
Not yesterday, not sure about today yet.KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one today. VI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Bagging an early NSD today.#21 Save £12k in 2025 £16977.35/£20000
August NSD Challenge 4/101 -
I’m with @Caeraugirl and also bagging an early one today, that’s 10. looking good for the next couple of days…we’ll see.1
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NSD yesterday and today please @cathybird1
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
February targetsAuntieL 11/18
Balancinglife 7/18
beanielou 12/19
bloomfelt 8/18
blubella 3/12
BudgetingBelinda 3/15
cathybird 10/15
Caeraugirl 12/20
Captspar 4/15
Couldsavemore 7/15
Crazycatlady2 12/18
Flying By 7/14
GeorgianaCavendish 8/16
Geriatricmum 5/10
Honeysucklelou2 10HotDog2020 2/14
ilovetea 14/20
JustALass 7/12
KajiKita 10/18
keggie 10/15
laura lau 10/18
leftatthetrafficlights 24lianne1984 10LittleMissDetermined 10/15
Makingabobor2 6/15
Money Choices 6/10
Mrs Cautious 10/20
MrsSave 5/10
Nervous1234 12/20
OnlyJealousOfBirds 3/15
PurplePhoenix62 10QueenJessRupacomp 5/12
Saver-upperSecondStar 14/26
short bird 11/18
Thevalueofless 7/20
Worlds Worst Superhero 16/TF
Newcomers welcome! 1 -
Declaring one for today. Just off to update signatureMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1 -
Bought compost and chipped bark today but from my monthly ‘pocket money’ so not a spend day 😊
NSD Saturday 👏💪
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Had my first "spend" of the year but I'm not sure if it counts as a frivolous purchase, or as necessary repair and replacement.It was an adjustable tap wrench for repairing a damaged bath tap. I already have a replacement set of taps, I just needed the right tool.I asked on a local borrowing site, but had no response, so had to buy one.A £5.99 purchase from my friendly neighbourhood hardware shop. It's a tiny, independent place- and the man who owns it even demonstrated exactly how to get the old taps off and replace them!I'll let you know how I get on later- wish me luck!4
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