February
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Fabulous February's No-Spend Day Challenge!
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Number 15 today
Had an unexpected spend of £3.50 yesterday, on a little bracelet from the museum gift shop.‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
NSD number 12/15 today.GC 2024 £1445.91/£3000
GC July 24 £0/£250
#16 XMAS 2024 £300:£366
Surveys £32.051 -
Off to a start =5 days =10 days =15 days =20 days =Target reached =Target beaten =February targetsAuntieL 12/18Balancinglife 7/18beanielou 14/19bloomfelt 13/18blubella 3/12BudgetingBelinda 3/15cathybird 12/15Caeraugirl 13/20Captspar 4/15Couldsavemore 7/15Crazycatlady2 14/18Flying By 9/14GeorgianaCavendish 8/16Geriatricmum 6/10Honeysucklelou2 10HotDog2020 5/14ilovetea 14/20JustALass 7/12KajiKita 10/18keggie 12/15laura lau 10/18leftatthetrafficlights 24lianne1984 10LittleMissDetermined 11/15Makingabobor2 7/15Money Choices 6/10Mrs Cautious 11/20MrsSave 5/10Nervous1234 14/20OnlyJealousOfBirds 3/15PurplePhoenix62 10QueenJessRupacomp 5/12Saver-upperSecondStar 15/26short bird 12/18Thevalueofless 7/20Worlds Worst Superhero 16/TF
Newcomers welcome!
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NSD 6 today 😁0
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Well done beanie, Crazycatlady2, Caeraugirl, HotDog2020, Nervous1234, MrsCautious, AuntieL, Makingabobor2, Flying By, SecondStar, keggie and Geriatricmum5
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Been a busy week for me and no time to catch up on the chat until later but I'm up to 13 NSD's to yesterday.January NSD8/101
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It’s one for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
It will be an NSD for me today!1
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Early call for day 12: I "exited via the gift shop" yesterday which put paid to Sunday‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.1
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