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Fabulous February's No-Spend Day Challenge!

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  • No spend day today for me now on 13/20. Good luck everyone, have a great evening 😊
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • NS day for me 3/17 aim 14/29 - MD bought lunch/dinner for me and her, it was rather good!
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 February 2024 at 7:50PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 11/18   image  image  image 

    Balancinglife 7/18   image  image 

    beanielou 13/19   image  image  image 

    bloomfelt 8/18   image  image 

    blubella 3/12   image 

    BudgetingBelinda 3/15   image 

    cathybird 11/15   image  image  image 

    Caeraugirl 13/20   image  image  image 

    Captspar 4/15   image 

    Couldsavemore 7/15   image  image 

    Crazycatlady2 14/18   image  image  image 

    Flying By 7/14   image  image 

    GeorgianaCavendish 8/16   image  image 

    Geriatricmum 5/10   image  image 


    Honeysucklelou2 10

    HotDog2020 3/14  image 

    ilovetea 14/20  image  image  image 

    JustALass 7/12  image  image 

    KajiKita 10/18  image  image  image 

    keggie 11/15  image  image  image 

    laura lau 10/18  image  image  image 


    leftatthetrafficlights 24


    lianne1984 10

    LittleMissDetermined 10/15  image  image  image 

    Makingabobor2 6/15  image  image 

    Money Choices 6/10  image  image 

    Mrs Cautious 10/20   image  image  image 

    MrsSave 5/10   image  image 

    Nervous1234 13/20  image  image  image 

    OnlyJealousOfBirds 3/15  image 


    PurplePhoenix62 10


    QueenJess

    Rupacomp 5/12  image  image 


    Saver-upper

    SecondStar 14/26  image  image  image 

    short bird 11/18  image  image  image 

    Thevalueofless 7/20  image  image 

    Worlds Worst Superhero 16/TF  image  image  image  image


    :):) Newcomers welcome! :):)

  • keggie
    keggie Posts: 344 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Late call but today was NSD number 11.
    GC 2024 £1445.91/£3000
    GC July 24 £0/£250
    #16 XMAS 2024 £300:£366
    Surveys £32.05
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    NSD  number 15 today :-)
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,650 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Nervous1234, Caeraugirl, MrsCautious, Flying By, Makingabobor2, KajiKita, Worlds Worst Superhero (for up till today), Nervous1234, HotDog2020, keggie and ilovetea imageimageimage
  • beanielou
    beanielou Posts: 95,590 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,684 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Had my first "spend" of the year but I'm not sure if it counts as a frivolous purchase, or as necessary repair and replacement.

    It was an adjustable tap wrench for repairing a damaged bath tap. I already have a replacement set of taps, I just needed the right tool.
    I asked on a local borrowing site, but had no response, so had to buy one.
    A £5.99 purchase from my friendly neighbourhood hardware shop. It's a tiny, independent place- and the man who owns it even demonstrated exactly how to get the old taps off and replace them!
    I'll let you know how I get on later- wish me luck!
    Oooh, interesting one …. 🤔
    Was it a budgeted spend - do you have a pre-filled pot for DIY tools?
    Did it come from an amount of cash that allows for free spending each month? (I allow myself a certain amount of ‘pocket money’ each month - once it’s gone, it’s gone. Ostensibly it’s for treat things - in my case, plants! 😉 but I also use it for small spends to protect my NSDs).
    Either way, your NSDs, your rules 😊
    Good luck with the tap wrestling 😊💪🤞

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • NSD Saturday and Sunday 😀
  • Another NSD for me today, taking me to #13
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 3/10
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