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Fabulous February's No-Spend Day Challenge!

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  • NSD Thursday....don't think I've said already 🤣
  • Number 11/20 for me today 😊

    Well done everyone 👏👏👏👏👏👏
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • AuntieL
    AuntieL Posts: 372 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    NSD for me today
    Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
    August 2025 NSD Challenge 1/18

    MFW 2025 #45
    Jan 2016 Mortgage = £149,895
    Current outstanding = £97,725
    2024 Overpayment = £675.66
    2025 Overpayment = £593/£700
  • I bought a spool of linen thread yesterday, to finish up a project. So I’m currently on 13 NSDs for February :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another NSD for me today though I was nearly tempted to buy some crafting stuff. Then I remembered how much I've got. 
    14/20 now.

      ilovetea  xx.
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 16 February 2024 at 4:05PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 11/18 imageimageimage

    Balancinglife 7/18 imageimage

    beanielou 11/19 imageimageimage

    bloomfelt 8/18 imageimage

    blubella 3/12 image

    BudgetingBelinda 3/15 image

    cathybird 9/15 imageimage

    Caeraugirl 11/20 imageimageimage

    Captspar 4/15 image

    Couldsavemore 7/15 imageimage

    Crazycatlady2 12/18 imageimageimage

    Flying By 5/14 imageimage

    GeorgianaCavendish 8/16 imageimage

    Geriatricmum 5/10 imageimage


    Honeysucklelou2 10

    HotDog2020 2/14 image

    ilovetea 14/20 imageimageimage

    JustALass 7/12 imageimage

    KajiKita 9/18 imageimage

    keggie 10/15 imageimageimage

    laura lau 9/18 imageimage


    leftatthetrafficlights 24


    lianne1984 10

    LittleMissDetermined 9/15 imageimage

    Makingabobor2 4/15 image

    Money Choices 6/10 imageimage

    Mrs Cautious 9/20 imageimage

    MrsSave 5/10 imageimage

    Nervous1234 11/20 imageimageimage

    OnlyJealousOfBirds 3/15 image


    PurplePhoenix62 10


    QueenJess

    Rupacomp 5/12 imageimage


    Saver-upper

    SecondStar 13/26 imageimageimage

    short bird 11/18 imageimageimage

    Thevalueofless 7/20 imageimage

    Worlds Worst Superhero 13/TF imageimageimage


    :):) Newcomers welcome! :):)

  • cathybird
    cathybird Posts: 15,656 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done keggie, Caeraugirl, laura lau, KajiKita, beanie, Crazycatlady2, Nervous1234, AuntieL, SecondStar and ilovetea imageimageimage
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 16 February 2024 at 8:50AM
    I’ve not managed an NSD yesterday. But I did get a refund from a train company of £17.05 after a dreadful journey on Sunday, and I didn’t spend as much as that.

    this is the third day this week I’ve not managed an NSD. Each time I’ve bought a meal or snack out when better planning would have meant I didn’t need to, I need to get back to doing that and planning shopping better. Bit annoyed with myself but I can also see that work stress contributes to this! 

    It’s going to be tight to reach my target but it’s still possible, just! 

    Thanks everyone for posting to show how it’s done. Im not being too hard on myself, just trying my best 🤗

    today I’d like to add a really early call for an NSD. (Number 9) as I have no reason to spend money and a family member is kindly treating me to lunch. 

  • Not a nsd as having takeaway tonight but will be cheaper as DD at work and eldest going out so can but his own tea 🤣
  • short_bird
    short_bird Posts: 4,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Early call for day 11. (Helped by waiting for the postie.)
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
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