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Fabulous February's No-Spend Day Challenge!

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  • KajiKita
    KajiKita Posts: 7,687 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Tuesday 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 14 February 2024 at 4:55PM
    February

    Off to a start = image
    5 days = image
    10 days = image

    15 days = image
    20 days = image
    Target reached = image
    Target beaten = image 

    February targets

    AuntieL 9/18 imageimage
    Balancinglife 6/18 imageimage
    beanielou 10/19 imageimageimage
    bloomfelt 8/18 imageimage
    blubella 3/12 image
    BudgetingBelinda 3/15 image
    cathybird 7/15 imageimage
    Caeraugirl 9/20 imageimage
    Captspar 4/15 image
    Couldsavemore 7/15 imageimage
    Crazycatlady2 10/18 imageimageimage
    Flying By 5/14 imageimage
    GeorgianaCavendish 7/16 imageimage
    Geriatricmum 5/10 imageimage

    Honeysucklelou2 10
    HotDog2020 2/14 image
    ilovetea 12/20 imageimageimage
    JustALass 7/12 imageimage
    KajiKita 7/18 imageimage
    keggie 8/15 imageimage
    laura lau 6/18 imageimage

    leftatthetrafficlights 24

    lianne1984 10
    LittleMissDetermined 9/15 imageimage
    Makingabobor2 4/15 image
    Money Choices 6/10 imageimage
    Mrs Cautious 8/20 imageimage
    MrsSave 5/10 imageimage
    Nervous1234 8/20 imageimage
    OnlyJealousOfBirds 3/15 image

    PurplePhoenix62 10

    QueenJess
    Rupacomp 5/12 imageimage

    Saver-upper
    SecondStar 12/26 imageimageimage
    short bird 10/18 imageimageimage
    Thevalueofless 7/20 imageimage
    Worlds Worst Superhero 13/TF imageimageimage

    :):) Newcomers welcome! :):)

  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Cathybird    thankyou for my blue flying bee?
     Spent today. £2.20 on sellotape.   Permitted spends tomorrow as I getting food shopping. Was good and didn't buy any treats. Not for me anyway, maybe a couple for the cat. Do I have to count  them as spends ?

      ilovetea  xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    My cats say cat treats don't count as spending @ilovetea!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    beanielou said:
    My cats say cat treats don't count as spending @ilovetea!
    My cat agrees with your cats so they must be right. x

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 13 February 2024 at 11:51PM
    ilovetea said:
    Cathybird    thankyou for my blue flying bee?
     Spent today. £2.20 on sellotape.   Permitted spends tomorrow as I getting food shopping. Was good and didn't buy any treats. Not for me anyway, maybe a couple for the cat. Do I have to count  them as spends ?

      ilovetea  xx
    @ilovetea it's an angel! :) Any basic groceries don't have to count, including pet food and sellotape, all the cats are right xx :)
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Crazycatlady2, beanie, Money Choices, LittleMissDetermined, Caeraugirl, Thevalueofless, Worlds Worst Superhero, short bird, keggie, AuntieL, SecondStar, Makingabobor2, Flying By, MrsCautious, KajiKita and ilovetea imageimageimage
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    cathybird said:
    ilovetea said:
    Cathybird    thankyou for my blue flying bee?
     Spent today. £2.20 on sellotape.   Permitted spends tomorrow as I getting food shopping. Was good and didn't buy any treats. Not for me anyway, maybe a couple for the cat. Do I have to count  them as spends ?

      ilovetea  xx
    @ilovetea it's an angel! :) Any basic groceries don't have to count, including pet food and sellotape, all the cats are right xx :)
    Sorry. Thought it was a bee or a butterfly. Think I'll book an eye test. x

    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • cathybird
    cathybird Posts: 15,654 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ilovetea said:
    cathybird said:
    ilovetea said:
    Cathybird    thankyou for my blue flying bee?
     Spent today. £2.20 on sellotape.   Permitted spends tomorrow as I getting food shopping. Was good and didn't buy any treats. Not for me anyway, maybe a couple for the cat. Do I have to count  them as spends ?

      ilovetea  xx
    @ilovetea it's an angel! :) Any basic groceries don't have to count, including pet food and sellotape, all the cats are right xx :)
    Sorry. Thought it was a bee or a butterfly. Think I'll book an eye test. x

    Sometimes it's hard to tell with some emojis! xx 
  • Geriatricmum
    Geriatricmum Posts: 218 Forumite
    100 Posts First Anniversary Name Dropper Photogenic
    NSD no. 5 for me yesterday! 
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